Snr Spclst, Johor Sme Rcvry
7 hours ago
Working Hour
- Regular Hours
- Monday - Friday- Business Area
- Community Banking- Location
- Malaysia - Johor- Description
**Primary Objective**:
- Manage and review assigned Impaired Loans / Financing under RRC’s portfolio via strategic recovery actions, which includes repayment program / R&R / legal action;
- Provide relevant administrative support relating to legal recovery action, system update and reports as and when required by Management;
- Propose and negotiate restructuring and rescheduling plans to maximize amount collected (Conventional & Islamic Accounts);
- Manage collaboration and relationship with external solicitors and valuers to support necessary legal action/proceedings;
- Execute end-to-end auction of all assets/collaterals to maximise auction sales value to reduce;
- Propose and negotiate settlement plans to maximise amount recovered for written-off cases;
Manage collaboration and relationship with CGC and SJPP on matters relating to claim submission.
**Key Responsibilities**:
- Evaluate, review, recommend and monitor compliance of recovery strategies for assigned Impaired Loans to meet the Centre’s recovery target.
- Prepare monthly/quarterly/half-yearly and ad-hoc reports to Head Office on the management of impaired portfolio of accounts.
- Perform relevant data update on portfolio of accounts in the respective systems
- Carry out restructure and rescheduling activities
- Prepare and issue letter to solicitors/valuers/receivers & managers/private liquidator for relevant recovery action
- Ensure post-settlement
- process is completed and deletion of collateral data
- Lodgement and Withdrawal of Caveat
- Conduct site visits to check the business status (still ongoing or cease operation) and relevant details
- Handling SJPP/CGC matters and ensure claim is submitted within stipulated deadline, no outstanding guarantee fees, etc
- Identify and submit accounts which are qualified for write-off/write down
- Handling Security Documentation such as perfection and discharge
- Provide guidance to other specialist in the team
- Requirements
**Requirements**:
Bachelor Degree - Degree / Diploma (or Working experience as Loan Recovery Officer).
Minimum 3 years of experience as Loan Recovery officer at a financial institution
- Good interpersonal, communication and PC skills
- Good in Credit and Legal skills
- Good in business & industry knowledge
- Good problem solving skills
- Good communication/ people skills and able to handle customers
- Persistence, discipline and strong sense of initiative to follow-through on issues
- Good knowledge of compliance/legal/regulatory requirements regarding collection activities
- Good knowledge of legal processes and procedures related recovery
- Benefits
Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards
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