End-financing Account Mgr

1 week ago


Kuala Lumpur, Malaysia RHB Banking Group Full time

Working Hour
- Regular Hours
- Monday - Friday- Business Area
- Community Banking- Location
- Malaysia - Kuala Lumpur- Description

**Primary Objective**:

- Solicit for end financing projects from internal & external business partners.
- To deepen relationship with preferred developers thru account management model.
- Building sales and marketing activities with property developers for all property launching.
- To prepare checklist and submit all mandatory docs for new EF emplacement/Amendment Memo.

**Key Responsibilities**:
**END FINANCING ARRANGEMENT**
- To establish relationship & solicit EF projects from developers. To also work closely together with DSM/branches for EF tie-ups.
- To work with Relationship Managers of Group Corporate Banking/ Group Business & Transaction Banking on EF emplacements for RHB bridging projects.
- To arrange Personal Banker/ Mortgage Sales Consultant for launches after EF approval
- To perform site inspection and prepare Site Visitation Report.
- To gather and provide project information and documents for EF submissions.
- To conduct relevant Credit Bureau Check (i.e. CTOS / Experian / etc), SM search to ensure no adverse litigation/ bankruptcy action against the company & directors
- To conduct name screening under Watch Persons Check (WPC) in the AML System to mitigate the ML/TF risk on the developer/company (including their related parties).
- To adhere with the PEP requirement for the identified PEP customer
- To ensure prior recommendation from Group AML Practice is obtained on the identified Default High risk customers.
- To send instruction to valuers for PAR to ensure each of the development project pricing is in tandem with the market value and sentiment for all EF emplacements, amendment memos & price review.
- To submit to legal on non-panel solicitor approval and letter of undertaking format to be accepted and adopted by RHB.

**COMPLIANCE RISK MANAGEMNT**
- ENSURE COMPLIANCE WITH INTERNAL Policies, external Authorities Regulators / Legal/ ML- KYC, Corporate Policies and Services Standards.
- Requirements

**Requirements**:
Diploma - Diploma/ Advanced Diploma/ Degree holder.

Minimum 5 years’ experience in mortgage or 3 years’ experience in end financing arrangements
- Excellent interpersonal & communication skills.
- Intimate interpersonal, analytical and problem solving skills.
- Excellent knowledge in EF & Regulatory Guidelines, HDA, Strata Management Act & National Land Codes.

Acceptable level of MIS analytics
- Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards



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