Credit Admin

**Credit Admin - Property Developer**

**Reports to**: Finance Manager / Credit Control Manager

**Position Summary**

The **Credit Admin** plays a vital role in managing and processing property sales transactions, ensuring timely collection of payments, and maintaining accurate financial records. This role requires strong attention to detail, excellent organizational skills, and the ability to liaise with banks, lawyers, and buyers. The Credit Admin will also be responsible for monitoring outstanding payments and ensuring smooth loan disbursement processes.

**Key Responsibilities1. Loan & Financing Administration**
- Ensure all necessary documents are prepared and submitted for loan processing.
- Track loan disbursement progress and follow up with financial institutions for timely fund releases.
- Verify and cross-check Sales and Purchase Agreements (SPA) and loan documentation for accuracy.

**2. Payment Collection & Credit Control**
- Monitor outstanding payments from buyers and follow up on overdue amounts.
- Issue reminders and notices for installment payments, ensuring timely collections.
- Work closely with the finance team to reconcile payments and update account statements.
- Assist in generating invoices, receipts, and payment acknowledgments.

**3. Legal & Compliance Support**
- Ensure all property transactions comply with regulatory and legal requirements.
- Work with legal advisors to handle loan agreement documentation and credit-related issues.
- Maintain a proper filing system for all credit and loan-related documents.

**4. Financial & Administrative Reporting**
- Prepare and maintain detailed reports on payment collection, outstanding loans, and credit status.
- Update management on the status of buyer loans, payments, and any financial risks.
- Assist in monthly closing activities related to credit administration.

**5. Customer Service & Support**
- Address inquiries from property buyers regarding loan status and payment schedules.
- Provide guidance to buyers on financing options and required documentation.
- Work closely with the sales team to ensure smooth handover of property-related credit matters.

**Key Skills & Competencies**

**Attention to Detail**: High accuracy in handling financial transactions and loan documentation.
**Strong Follow-Up Skills**: Ability to track outstanding payments and ensure timely collections.
**Organizational & Administrative Skills**: Efficient record-keeping and document management.
**Good Communication & Coordination**: Ability to liaise professionally with banks, buyers, and legal teams.
**Basic Accounting & Financial Knowledge**: Understanding of loan processing, credit control, and property financing.
**Proficiency in Microsoft Excel & Accounting Software**: Strong skills in financial reporting and data tracking.

**KPIs (Key Performance Indicators)**

**Loan & Payment Processing**:

- 100% timely submission of loan documents to banks.
- 90% loan approval rate for buyers within the expected timeframe.

**Collection & Credit Control**:

- Maintain an **overdue payment rate of less than 5%**.
- Ensure **all payment reminders are sent out promptly**.

**Compliance & Documentation**:

- Zero discrepancies in financial documentation and reporting.
- Maintain **proper filing of all credit-related records**.

**Customer & Stakeholder Support**:

- Quick response to buyer queries within **24 hours**.
- Positive feedback from buyers, banks, and legal teams on efficiency.

Pay: RM4,000.00 - RM6,500.00 per month

Schedule:

- Day shift

**Education**:

- Diploma/Advanced Diploma (preferred)