Payment Operations Analyst
5 days ago
Your Responsibilities Include:
- Scheme Fee Management:
Monitor and control scheme fees for VISA, Mastercard (MAS), AMEX, Diners, and UnionPay. Evaluate their impact on internal systems and ensure timely updates.- System Maintenance:
Update and maintain fee structures in the CMM system, ensuring accuracy and alignment with business rules.- Reconciliation Activities:
Perform daily settlement reconciliations and monthly reconciliations for Acquiring Service Fees and Terminal Fees.- Business Analysis & Reporting:
Provide data-driven insights and analysis to support strategic decision-making.- Compliance Coordination:
Collaborate with the Compliance team to ensure regulatory and internal requirements are implemented correctly in operational systems.- Cash Management:
Oversee and authorize cash payments related to daily settlements, ensuring accuracy and timeliness.- Cross-Functional Collaboration:
Work closely with Sales, Customer Care, and Finance teams to enhance customer support and ensure operational alignment.
Every Action Has an Impact - You Will Make a Difference If:
- You are detail-oriented and proactive
- You thrive in a collaborative, fast-paced environment
- You have strong analytical and problem-solving skills
- You communicate clearly and effectively
- You are passionate about operational excellence and continuous improvement
Key Competencies to Empower Your Journey - You’ll Drive Toward Success If You Have:
- A bachelor’s degree in Business Administration, Finance, Economics, or a related field
- Proven experience in financial operations, business analysis, or payment systems
- Proficiency in Excel and familiarity with financial systems (e.g., ACI system)
- Excellent communication and interpersonal skills
- The ability to work independently and as part of a team
Preferred Skills:
- 3+ years of experience in the payments or financial services industry
- Knowledge of scheme fee structures and settlement processes
- Familiarity with compliance and regulatory frameworks in financial operations
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