Customer Service Officer

3 days ago


Kuala Lumpur, Kuala Lumpur, Malaysia Bank Islam Malaysia Berhad Full time 3,600,000 - 4,200,000 per year

Duties & Responsibilities

Handling Operations Administration, Customer Enquiries and Crowd Management:

  • Process various transactions and customer applications over the counter, including cash deposits, withdrawals, and remittances.
  • Facilitate salary crediting and support day-to-day branch operations.

Assist customers with EPF withdrawals, full settlement financing accounts, fee-based product inquiries, and investment advisory.

  • Address queries regarding BIC/ATM/CDM/Internet Banking.
  • Encourage migration of over-the-counter transactions to alternative channels.
  • Maintain availability of transaction slips, forms, and complaint documents.
  • Ensure marketing collaterals are up-to-date and promote banking products to customers.
  • Address customer complaints regarding CDM/ATM/Internet Banking promptly.
  • Resolve complaints within agreed timeframes and provide assistance on consumer financing, deposit, and Bancatakaful products.
  • Investigate and rectify customer complaints in a timely manner.
  • Assist with financing and Trade Finance operations, including redemption, discharge transactions, disbursement, and repayment activities.

Handling of CASATIA Account Opening:

  • Attend to customer applications for opening CASATIA accounts.
  • Check and verify the completeness of relevant documents submitted by customers.
  • Perform CIF creation, updating, and maintenance, and generate CIF reports.

Manage CASATIA CIF:

  • Process CIF applications from walk-in customers, non-account holders, individuals, joint account holders, non-individuals, online applicants, and bulk openings.
  • Ensure completeness of customer information in CIF forms and verify related documents.
  • Create, activate, and open customer accounts.
  • Conduct CIF inquiries to prevent duplication.
  • Maintain CIF records based on customer requests or information received from related parties.
  • Serve as a one-stop centre for account opening.
  • Authorize Bank Card/Debit Card transactions and ensure compliance with guidelines.

Handling Sales & Marketing:

  • Support asset management by processing of PF Disbursement, PF Net Disbursement, ASB Disbursement, HFA Acceptance, and BIC Activation.
  • Drive sales of fee-based products to achieve targets and collaborate with sales teams for alignment.
  • Monitor and review unit trust customer accounts.
  • Focus on acquiring new CASATIA deposits and cultivate relationships with existing CASATIA deposit holders.
  • Ensure compliance with internal policies, guidelines, and external regulatory requirements.
  • Perform any other duties assigned by superiors as per business requirements.

Job Requirements: -

  • Bachelor's degree holder with less than 2 years of working experience or a fresh graduate.
  • Customer service orientation - friendly and professional demeanor is important. Being able to assist customers with their inquiries, resolve issues, and provide a positive experience.
  • Should demonstrate a genuine interest in sales and cross-selling functions.
  • A team player and collaborating effectively with colleagues is essential for maintaining smooth operations and branch performance (Sales and Operations).
  • Demonstrate honesty, reliability, and ethical behavior.
  • Attention to detail is crucial to prevent errors and ensure accuracy in financial transactions.
  • Banking environments can be fast-paced and may require multitasking and handling various responsibilities simultaneously. Being adaptable to changes and effectively navigating various circumstance


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