Executive, Revenue
2 days ago
Job Description
Handling sales origination, credit proposals, legal documentation, disbursement, collection and supervision of the financing facilities.
Key Accountabilities
- Handling financing applications and conducting thorough checking, verification and assessment of the documents and information furnished by Customers.
- Prepare Credit Paper/Appraisal Report (AR) based on the approved MIDF formats and guidelines stipulated in the Operational Procedures for Lending Operations.
- Submit the AR to the Credit Management Department for an Independent Credit Risk Assessment (ICRA) to address the issues raised in the ICRA.
- Table and present the completed AR to the Credit and Investment Committee/Regional Heads for decision.
- Record the observations of the Credit and Investment Committee/Regional Head and address all observations and obtain the relevant approvals.
- To instruct Middle Office to prepare the Letter of Offer. To handle the acceptance of the LO by customers.
- Liaise with Solicitors to ensure the completion of legal documentation of the financing facilities.
- To handle the disbursement of the financing facilities.
- Supervision of the financing portfolio.
- Execute any work that may be assigned from time to time by the supervisor and/or by the management.
Qualification & Experience
- Degree in Finance/Accounting/Economics, Business Administration/Marketing/ Engineering
- Preferably with Professional Credit Certification.
- Minimum 5 years of practical experience in banking or development finance and related fields.
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