Risk & Compliance Officer

Role Summary

The Compliance Officer is responsible for ensuring that BLOX operates in full compliance with applicable laws, regulations, and internal policies governing digital assets, stablecoin issuance, financial services, and anti–money laundering (AML). This role involves working closely with regulators, trustees, banking partners, and internal teams to maintain robust compliance frameworks and uphold BLOX's credibility as a regulated fintech infrastructure provider.

Key Responsibilities

1. Regulatory Compliance & Licensing

2. Monitor and interpret regulations issued by Bank Negara Malaysia (BNM), Securities Commission Malaysia (SC), and other relevant authorities.

3. Support applications, renewals, and reporting obligations under the Digital Asset Innovation Hub (DAIH), sandbox programs, and trustee arrangements.
4. Maintain up-to-date documentation of BLOX's licensing, trust, and operational compliance obligations.

5. Coordinate regulatory correspondence, audits, and submissions.

6. AML / CFT Oversight

7. Implement and maintain BLOX's AML/CFT framework in line with AMLA 2001, BNM's AML/CFT and TFS Policy Documents, and relevant international standards.

8. Conduct ongoing customer due diligence (CDD/KYC) and transaction monitoring (including on-chain analytics).
9. Manage reporting of suspicious transactions (STRs) and ensure staff awareness of AML obligations.

10. Liaise with law enforcement and regulatory bodies when required.

11. On-Chain & Stablecoin Compliance

12. Oversee compliance processes relating to stablecoin issuance, redemption, and reserve management, ensuring 1:1 backing and transparent reporting.

13. Ensure all smart contract deployments and on-chain transactions are subject to adequate compliance screening and controls.
14. Work with analytics partners (e.g. Chainalysis, TRM Labs) for wallet risk assessments and blacklisting.

15. Review and approve new token issuance or liquidity pool arrangements from a regulatory standpoint.

16. Governance & Internal Controls

17. Draft, update, and enforce compliance policies, including data protection, whistleblowing, conflict of interest, and internal audit readiness.

18. Conduct periodic compliance training for staff and management.
19. Ensure all SOPs (procurement, finance, operations) adhere to internal and external regulatory standards.

20. Prepare compliance reports and dashboards for management and the Board.

21. Stakeholder & External Coordination

22. Act as the primary liaison with BNM, SC, trustees, and banking partners on all compliance and AML-related matters.

23. Support collaboration with PayNet, banks, and fintech partners for sandbox integrations and settlement arrangements.
24. Review and approve contractual clauses in agreements with vendors, liquidity partners, and wallet providers from a compliance perspective.

Qualifications & Experience

• Bachelor's Degree in Law, Finance, or related field.
• Minimum 3–5 years' experience in regulatory compliance, AML/CFT, or risk management, ideally in fintech, payments, or digital asset sectors.
• Familiarity with BNM's FEA, AML/CFT, and outsourcing guidelines, and with digital asset regulatory frameworks.
• Experience using on-chain monitoring tools (e.g., TRM Labs, Chainalysis, Failsafe) is an advantage.
• Strong analytical, documentation, and stakeholder communication skills.

Core Competencies

• Deep understanding of Malaysian financial regulations and risk management.
• Integrity and sound judgment in managing sensitive information.
• Proactive, detail-oriented, and comfortable engaging directly with regulators.
• Ability to translate complex regulatory requirements into operational practice.