Senior Credit Analyst

10 hours ago

Malaysia Direct Lending Full time 60,000 - 1,500,000 per year


Why Join Us?

  • High growth and career advancement opportunities with flat & open office culture. Be part of the award-winning team in delivering innovative, fully digital Shariah-compliant auto service and vehicle takaful financing that has helped 35,000 car owners, working with over 2,000 merchant networks with 8,000 5-star Google Business Review
  • Gain first-hand experience
  • Mission-driven job satisfaction. Helping customers obtain convenience and yet affordable financing to address their emergency needs and to grow their businesses
  • Competitive compensation and bonus. EPF, SOCSO, annual leave, medical benefits included
  • Casual dress code with hybrid work arrangement. Modern/cool office, pantry available with free snacks/coffee/tea, office next to MRT (TTDI station)

The Opportunity

Direct Lending is on the lookout for a Senior Executive, Credit Analyst/Evaluation (SME/personal financing) to join our expanding credit team. You'll manage credit risk for our Syariah Compliant Digital Auto Service Financing, Vehicle Takaful, Micro Financing and SME Financing portfolio. You will work closely with cross-functional teams, and help shape how credit is done in the digital space.

The work is fast-paced, challenging but yet rewarding. We're looking for someone who is business-minded, driven, has a strong drive to make things happen, a team player with a passion for helping people and wants to keep improving yourself and grow your career.

We practice a reward and recognition culture, so you will be properly rewarded for your hard work. You will achieve a high level of job satisfaction amid the company's strong user and solution-focused environment.

What You'll Be Doing

  • Perform credit assessments on auto service, vehicle takaful, cash financing and SME financing applications
  • Engage with customers for follow-ups and clarifications
  • Continuous identify challenges and opportunities and suggest solutions to grow and improve the business
  • Collaborate with data science, product, and business teams to optimize user experience and portfolio credit health
  • Be part of a team that makes the final credit decision—real impact, real ownership
  • Require to work one (1) weekend per month with replacement leave given

Are You The One?

  • Minimum 2 years experience in credit assessment for personal financing, easy payment scheme, product financing or SME financing
  • Business-minded with good analytical skills
  • Highly organised, attention to detail, persistent. Able to work well under pressure.
  • Team player with good communication skills
  • Good command of English and Bahasa Malaysia

If not you, who? If not now, when?

Send us your CV with a cover letter to and tell us more about your career aspirations. We regret that only shortlisted candidates will be notified.


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