Mgr, Portfolio Management
3 weeks ago
Role Responsibilities
Product Manager Role’s & Responsibilities:
Responsible for driving growth of Credit Card Portfolio Products such as Cash-On-Call Plus, Balance Transfer Plus, FlexiPay Plus and Flexi-On-Balance. Identifies opportunities based on segmentation and pricing model to drive Portfolio sales with yield optimisation. Responsible to drive adoption of Credit Line Increase Program and optimise end-to-end customer journey & process. Work with risk and policy team to identify opportunities to increase quantum of Portfolio Products and Credit Line Increase. Work closely with Marketing & other stakeholders to integrate programs/ communication plans.Strategy
Awareness of the market landscape & understanding of the portfolio through data analysisBusiness
Responsible for balance sheet and yield optimisation of credit card portfolio.Processes
Responsible for improve process and journey for application of Portfolio Products and Credit Line Increase.People & Talent
Abl to work independently and liaise with various stakeholders and ensure deliverables on timely basis.Risk Management
Adherence to GPS, ensuring controls and measures are updated and put in place to minimise gaps.Governance
Understanding of regulatory framework, requirements and expectations.Regulatory & Business Conduct
Display exemplary conduct and live by the . Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the [country / business unit / function/CCPL team to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.Key stakeholders
Finance, Credit & Policy Team, CABM, Legal & Compliance, PMO, Technology Team, Fraud Team, Operations Team, External Partners, Sales team and Digital Banking team.Qualifications
Training, licenses, memberships and certifications
Academic qualification Degree in any discipline (preferably Banking & Finance), orMinimum 3-5 years experience in Banking (preferably in Product Management/ Retail Banking)
Enthusiastic, versatile and visionary
Our Ideal Candidate
Banking Products and Services Development Customer/Market Focus Budget Management Marketing Channels-
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