Business Finance Management

4 weeks ago


Kuala Lumpur, Malaysia AmBank (M) Berhad Full time

Job Description:

  • Build financial reporting capabilities to support business strategies, decision making process and performance management which can support Retail business growth and financial targets. This will include forecasting, pricing and profitability models, as well as portfolio health reporting focus on historical results and identify opportunities/ risks moving forward. These will span across Credit Cards P&L (Income, Expense, Provisions) and in collaboration with Credit Cards business team in the process to identify, assess, execute, track and refine.
  • Collaborate with Credit Cards business team to align investments to business growth strategies and assist them to track its spending and delivery of financial and non-financial targets.
  • Provide financial strategies which are business relevant, supported by data insights, to support business growth or prevent/mitigate potential financial risks.
  • Proactively build and provide financial management reports in a timely manner, as an enabler to business KPI tracking and to facilitate informed decisions.
  • Lead annual budgeting cycle focusing on business execution, profitability, and sustenance. This includes identifying and formulating identified action plans and risks.
  • Use forecast projections to assist in assessment of business performance of overall Credit Cards and initiatives.
  • Ensure the integrity of Retail Banking financial data and performance and ensure adherence to processes and procedure. Initiates inter process efficiency initiatives to improve turnaround time, to support quicker decision making by relevant stakeholders.
  • Build and always maintain, a two-way communication / relationship with stakeholders to ensure rapport and buy-in, particularly Credit Cards business team.
  • Ensure effective internal communication, data completeness, integrity and accuracy.
  • Plan, manage and monitor business initiatives and projects that have significant financial implications to business growth and performance.
  • Develop Credit Cards core financial management capabilities that will facilitate sound business decisions and embed a profitability mentality and growth mindset.
  • Manage key initiatives / projects in a timely and effective manner achieving or exceeding outcomes.

Job Requirements: -

  • Candidate must possess at least Bachelor’s degree in either Banking, Finance Accounting or equivalent personal qualifications.
  • Professional qualifications in related subjects will be an added advantage.
  • 10 years' working experience in banking/ financial institutions, accounting, auditing or related fields.
  • Strong quantitative and analytical abilities, able to interpret financial statements.
  • Demonstrate strategic and innovative thinking coupled with good commercial acumen.
  • Excellent interpersonal and communication skills

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