Junior Credit Assessment

2 weeks ago

Kuala Lumpur, Kuala Lumpur, Malaysia W Generation Full time

Position :
Junior Credit Assessment

Location :
Bukit Bintang, KL

Salary Range :
RM 3,900 - RM 4,500

Working Hours :
Monday - Friday (10am - 7pm)

Position Overview:

Responsibilities:

  • Conduct preliminary assessments of clients' creditworthiness and eligibility for different mortgage products.
  • Collaborate with senior consultants to analyze clients' financial profiles and recommend appropriate mortgage solutions.
  • Educate clients about various mortgage options, terms, and interest rates to help them make informed decisions.
  • Communicate with lenders, underwriters, and other stakeholders to facilitate the mortgage approval process.
  • Stay uptodate with industry regulations and lending guidelines to ensure compliance.
  • Provide exceptional customer service by promptly addressing clients' inquiries and concerns.
  • Assist in coordinating and scheduling client meetings and followups.
  • Participate in training programs and professional development opportunities to enhance your knowledge and skills.

Requirements:

-
Educational Background: A diploma in finance economics or equivalent is typically required. Bachelor's degree in any field acceptable however a related field will be an added advantage.
-
Communication Skills: Strong verbal and written communication skills are essential for effectively explaining complex financial concepts to clients and collaborating with various stakeholders.
-
Analytical Skills:Junior Mortgage Consultants should be detail-oriented and possess strong analytical skills to evaluate clients' financial documents and assess their creditworthiness.
-
Customer Service:A customer-centric approach is crucial in building trust and rapport with clients and providing exceptional service throughout the mortgage process.
-
Team Player:Ability to work collaboratively with senior consultants, mortgage advisors, and other team members to achieve shared goals.
-
Adaptability:The mortgage industry can be dynamic, so the willingness to adapt to changes in regulations, policies, and market trends is beneficial.
-
Time Management:Effective time management skills are necessary to handle multiple tasks and meet deadlines in a fast-paced environment.
-
Ethical Conduct:Demonstrated commitment to maintaining high ethical standards and safeguarding client information and confidentiality.
-
Computer Skills:Proficiency in using relevant software and technology for mortgage calculations, documentation, and client communication.

Salary:
RM3, RM4,500.00 per month

Benefits:

  • Health insurance
  • Parental leave
  • Vision insurance

Schedule:

  • Monday to Friday

Ability to commute/relocate:

  • Kuala Lumpur: Reliably commute or planning to relocate before starting work (required)

Education:

  • Diploma/Advanced Diploma (preferred)

Language:

  • English (preferred)
  • Malay (preferred)
  • Chinese (preferred)

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