Medical Underwriter

Medical Underwriter (Hong Kong Market) - Mandarin Speaking

Location: Cyberjaya, MY-AIA Shared Services Malaysia

Time Type: Full Time

Posted on: Posted 2 Days Ago

At AIA we've started an exciting movement to create a healthier, more sustainable future for everyone.

It's about finding new ways to not only better people's lives, but to better the communities and environments we live in. We need great Actuaries who want to be part of something bigger than finance alone. Because the better we can nurture our financial wellbeing as an organisation, the better we can support and make a difference for our customers when they need us most. By ensuring our products are well designed and priced, analysing business performance and ensuring proper management of insurance policies in-force, you're not just safeguarding AIA's financial wellbeing. You're securing a better future for the people and communities we serve - today, tomorrow and for generations to come.

About the Role

Responsible for assessing individual life insurance applications for Hong Kong market based on guidelines set for the issuance of AIA insurance policies.

Job Responsibilities:

1. Accurately underwrite all products including medical underwriting by assessing the risks according to company guidelines and regulations.
2. Maintain a high level of accuracy (Quality) and always seek to improve individual quality scores over time.
3. Ensure meeting individual efficiency targets and turn-around-time, always seek to improve individual proficiency scores over time.
4. Show keenness to develop technical proficiency by extending underwriting scope or limits.
5. Perform other responsibilities and duties periodically assigned by supervisor/manager to meet business requirements.
6. Evaluate an individual's medical history or physical condition, occupational hazards, financial background, insurable interest and other information to resolve whether to accept, modify or decline a risk.
7. Collaborate with the field force or other functions of AIA to capture information for decision-making.
8. Explain and defend any underwriting actions.

Job Requirements:

1. A recognized tertiary Bachelor's Degree or equivalent experience, Post Graduate, Professional Degree in Medical Science, Bioscience background, Insurance or equivalent qualifications.
2. Candidates with Medical and Life Underwriting, nursing, or medical lab experience are encouraged to apply.
3. Candidate must have at least 3 years experience in medical underwriting with authority of +75% extra mortality, or 5 years in nursing, medical lab or any relevant medical background.
4. Fluent in spoken English & Chinese. Candidates with proficiency to converse in Mandarin/Cantonese would be an added advantage. Passing SPM Chinese subject is a MUST.
5. Customer oriented, self-motivated, proficient in Microsoft Office.
6. Forward thinker in ensuring all required tasks and activities are completed.
7. Able to adapt to a desk-bound working environment, working shifts including weekends on a rotation basis & able to work overtime beyond normal office hours (including weekends & public holidays).
8. The role is required to follow the Hong Kong working calendar.

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.