Credit Risk Specialist

5 days ago

Kuala Lumpur, Kuala Lumpur, Malaysia American Express Full time

You Lead the Way. We've Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you'll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Job Responsibilities:
  • Understanding, monitoring and analyzing high risk accounts of card holders for Japan Market.
  • Perform analyzing the risk on the card holders and make appropriate suggestions for risk mitigation for high-risk accounts of cardholders.
  • Investigation and review the degree of risk of the cardholders to prevent bad debts.
  • Identify potential risks by analyzing the spending pattern and buying behavior and by asserting the intention of repayment.
  • Suggestion on the method should be taken by justifying the problem is related to unauthorized use or actual credit problem.
  • Effective use of support/info codes to identify high risk accounts and enable the system to pick up identified accounts.
  • Sharing of information and reports in partnership with business partners in Japan on an ongoing basis.
  • Work closely with relevant departments especially business partner in Japan in identifying and reducing risk on delinquent/high risk accounts, potential bust out or factoring case.
What We're Looking For?
  • In-depth understanding of Credit & CBO policy for Japan Market.
  • Able to think out of the box.
  • Strong analytical approach to problem solving.
  • Good planning and organizational skills.
  • Ability to communicate effectively, written and verbal.
  • Ability to prioritize tasks, work with minimal supervision and lead when required.
  • Flexibility with hours and work processes.
  • Thorough understanding of WCC / Globestar, AR System, SWAP, Genesis preferred.
  • Must have a strong interest for cross training, especially for other areas of the team (i.e. Factoring etc).
  • Basic understanding of the work flow of other departments that have direct linkage with this role i.e. GMS Risk Ops, Credit Operations.
  • Fluent verbal and written in English and Japanese language.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

  • Competitive base salaries
  • Bonus incentives
  • Support for financial-well-being and retirement
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
  • Flexible working model with hybrid or onsite arrangements depending on role and business need
  • Generous paid parental leave policies (depending on your location)
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

#J-18808-Ljbffr

  • Credit Evaluation Specialist

    4 days ago

    Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full time

    About the JobWe are looking for a highly skilled Credit Evaluation Specialist to join our credit team. The successful candidate will be responsible for evaluating creditworthiness of customers, identifying potential risks, and making recommendations for loan approval or denial.The ideal candidate will have a strong understanding of credit evaluation...

  • Credit Risk Manager

    3 days ago

    Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full time

    Job OverviewJCL Credit Leasing Sdn Bhd is a leading provider of leasing services, and we are looking for a Credit Risk Manager to join our team.Key Responsibilities:Conduct thorough credit analysis on customer applications, including reviewing financial statements and credit reports.Develop and maintain relationships with sales teams to ensure effective...

  • Credit and Counterparty Risk Specialist

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia RHB Banking Group Full time

    Job DescriptionAs a Credit and Counterparty Risk Specialist at RHB Banking Group, you will be responsible for managing and mitigating credit risk associated with counterparties and countries.Key ResponsibilitiesMonitor and control counterparty and country credit exposure position.Implement credit risk controls and escalate exceptions.Develop and maintain...

  • Asset Credit Specialist

    3 days ago

    Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full time

    About the PositionWe are seeking an Asset Credit Specialist to join our team at JCL Credit Leasing Sdn Bhd.Key Responsibilities:Assess credit risks for new applications and existing customers by conducting credit checks and making limit recommendations.Develop and maintain relationships with sales teams to ensure effective communication and...

  • Credit Modeling and Risk Management Specialist

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia AEON Credit Service (M) Berhad Full time

    We are seeking a highly skilled Senior Manager/Manager to join our team at AEON Credit Service (M) Berhad. The ideal candidate will have 8 years of relevant experience in banking or financial institutions, with at least 1 year of management exposure.">Job Description:Develop and implement effective credit models or schemes to maximize company profitability...

  • Credit Risk Assessment Specialist

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Maax Factor Sdn Bhd Full time

    Credit Risk Assessment Specialist needed for Maax Factor Sdn Bhd's Financial Services Division! As a key member of our team, you will be responsible for evaluating financial status of potential clients, monitoring existing clients, performing risk assessments, and writing detailed reports.About the RoleThis is a mid-senior level position that requires a...

  • Credit Risk Specialist

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Full time

    descriptions[1]": "Federal Territory of Kuala Lumpur, Malaysia - A Key Location for Financial Services.About This Role:We are seeking a highly skilled Financial Services Manager to join our team in Federal Territory of Kuala Lumpur, Malaysia.The successful candidate will have a minimum of 6-8 years of experience in credit assessment/approval in credit risk...

  • Senior Credit Risk Manager

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia AEON Credit Service (M) Berhad Full time

    Credit Strategy Lead Job DescriptionWe are seeking a highly skilled Credit Strategy Lead to join our team at AEON Credit Service (M) Berhad. In this role, you will be responsible for developing and implementing effective credit models or schemes that maximize the company's profitability and value in the market.You will work closely with cross-functional...

  • Credit Risk Specialist

    3 days ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Hong Leong Group Full time

    As a key member of the Hong Leong Group's finance team, you will be responsible for managing credit risk and collections. Your primary goal will be to ensure timely payment from customers while minimizing bad debt.The ideal candidate will have a solid understanding of financial statements, credit analysis, and collection techniques. They must also possess...

  • Credit Risk Leader

    4 days ago

    Kuala Lumpur, Kuala Lumpur, Malaysia AFFIN Group Full time

    AFFIN Group is seeking a seasoned risk management professional to lead its treasury credit risk management efforts. As a Credit Risk Leader, you will be responsible for developing and implementing effective strategies to mitigate credit risk exposure from market-traded instruments.Main Accountabilities:Develop and Maintain Credit Risk Policies

  • Senior Credit Risk Manager – Data Science Expert

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia AEON Credit Service (M) Berhad Full time

    Role Overview:The Senior Manager/Manager will be responsible for developing and implementing credit models or schemes to maximize company profitability and value in the market.Main Responsibilities:Develop and implement effective credit models or schemes.Evaluate, implement, and monitor internal and external credit scoring models and/or financial forecasting...

  • Credit Risk Manager

    2 weeks ago

    Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Full time

    OCBC Federal Territory of Kuala Lumpur, MalaysiaProvide credit decision/approval of credit propositions, credit review, temporary excesses and transaction exceptions within authorized lending authority limit.Engage with business units on potential opportunities including joint calls and site visits where necessary and providing guidance and advice on...

  • Credit Risk Manager

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Bank Full time

    Credit Risk Manager Job OpportunityThis role focuses on managing the risk associated with lending and other financial activities.Responsibilities include conducting thorough credit evaluations and implementing measures to minimize potential risks.Key Responsibilities: Perform timely and accurate credit assessments, ensuring all credit processes adhere to...

  • Customer Credit Specialist

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia SK Magic Full time

    We're on the hunt for a talented Credit Risk Specialist to join our team at SK Magic. As a key member of our team, you'll play a crucial role in assessing and mitigating financial risks associated with our customers.Job Responsibilities:You'll be responsible for conducting thorough credit checks on customers to identify potential risks.Assist the service...

  • Data Analyst

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Affingroup Full time

    Job DescriptionThe successful candidate will assist in conducting thematic analysis and reviews of the group's credit exposures, providing support in identifying trends, assessing risk, and suggesting recommendations to improve the bank's credit practices.Responsibilities:Conducting credit risk thematic analysis to identify trends and patterns that could...

  • Credit Assessment Specialist

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Huntsman Full time

    Huntsman Corporation is a leading global manufacturer and marketer of differentiated and specialty chemicals. We are currently seeking a highly skilled Credit Assessment Specialist to join our team.About the Role:This position involves performing risk assessments on new and existing accounts, making recommendations on credit limits, risk categories, and...

  • Credit Risk Manager

    24 hours ago

    Kuala Lumpur, Kuala Lumpur, Malaysia KAF Group Full time

    Role OverviewThis senior-level position is responsible for managing all aspects of development, risk management, and decision-making in hire purchase agreements. The ideal candidate will have experience in credit management and risk assessment principles.Key ResponsibilitiesDevelop and implement digital financing strategies for business growth, leveraging...

  • Credit Risk Officer

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Bursa Malaysia RAM Capital Sdn Bhd (BR Capital) Full time

    Bursa Malaysia RAM Capital Sdn Bhd (BR Capital) invites applications from experienced professionals for the position of Credit Risk Officer - Banking.About the RoleIn this role, you will be responsible for evaluating credit risk and providing expert advice on credit management. You will work closely with the team to develop and implement credit risk policies...

  • Credit Risk Analyst

    9 hours ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Sika Full time

    Our MissionAt Sika, our mission is to deliver exceptional quality and service to our customers. We strive to build long-term relationships with our partners and stakeholders based on trust, respect, and open communication.As a Credit Risk Analyst at Sika, you will contribute to our mission by identifying and mitigating potential credit risks. You will work...

  • Risk Management Specialist

    4 days ago

    Kuala Lumpur, Kuala Lumpur, Malaysia American Express Full time

    We're seeking a highly skilled Credit Risk Specialist to join our team. As a key member of our risk management group, you will be responsible for identifying and mitigating potential credit risks in the Japan market.Responsibilities:Monitor and analyze high-risk accounts of cardholders for the Japan marketPerform detailed risk assessments on cardholders and...