Credit Analyst

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If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are seeking individuals to join HSBC'S Wholesale department in the role of Credit Analysis Unit.

What is the role:

The Role requires the Associate to be a part of the Corporates/FIG Credit Analysis Team in Kuala Lumpur which supports APAC. In addition, the Associate would also be required to liaise with the business and locally with the supporting Departments which would enable him/her to carry out the duties.

What you'll do

• Undertake high quality industry, competitor and client level analysis for Wholesale & Commercial Banking (CMB) Relationship Management (RM) Team.
• Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
• Preparing credit analyses in support of new and existing business relationships.
• Personally develop and maintain strong working relationships with Wholesale & CMB Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.
• Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
• Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
• Pro-actively suggest and design improvements in process workflow, where applicable.
• Communicate clearly with team members and other parts of Wholesale & CMB as required.

What you will need to succeed in the role

• Chartered Accountants / Masters in Business, Finance, Economics or equivalent is essential and any professional qualification (i.e. CFA, Chartered Banker) is desirable. If none, tenured experiences in credit analysis and/or credit approvals will be considered.
• Highly proficient at Excel and Word.
• Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player.
• Experience in leading a team.
• Cantonese and/or Mandarin language capabilities are highly preferred. The analyst should be able to speak and read financial statements in Cantonese/Mandarin language.
• Knowledge of Investment Banking is mandatory, such as Securities, Treasury, Foreign Exchange and Derivatives.

Your application will include the following questions:

• Which of the following types of qualifications do you have?
• Which of the following statements best describes your right to work in Malaysia?
• How would you rate your English language skills?
• What's your expected monthly basic salary?
• Which of the following languages are you fluent in?
• How would you rate your Mandarin language skills?
• How many years' experience do you have as a Credit Analyst?
• How many years' experience do you have as a Corporate Credit Analyst?

HSBC Bank Malaysia is the largest international bank in Malaysia, with over 54 branches across the country, our services extend from Conventional to Islamic banking facilities covering personal financing and wealth management.

Since opening its doors back in 1884, HSBC has pioneered the banking industry by introducing Malaysia's first ATM and launched the world's first PC-based banking platform, Electronic Touch Banking and Hexagon.

Perks and benefits include Wellbeing Amenities, Miscellaneous, dental, optical allowance, competitive paternity and maternity leaves, and industry competitive Medical Insurance coverage.