Underwriter - Auto

Underwriter, Auto

Who we are

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Get to know the business

General Insurance Underwriting

AIG’s underwriters develop insurance solutions that address the exposures of companies and individuals, and embody AIG’s tradition of innovation, bringing to market groundbreaking insurance solutions for our changing world. AIG’s underwriters help to find insurance solutions for risks from a range of areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients and High Net Worth individuals.

About the role

**What you need to know**:
**Description**:
**The staff is expected to manage**:
Renewal Review
a) Major job function is to take over renewal review. Renewal review need to be completed on weekly basis as every weekend, is renewal run for renewal notice printing.
b) The job will include finding new ways for easier and faster review to be done by way of system enhancement and collaboration with other units where required. To actively liaising with IT and system vendor to get this done. Also ways to reduce the review number hence the time taken will be meaningful used for other initiatives.

Product/benefits development
Assist Underwriting Manager for product development which should include preparing the policy wordings, liaising with IT and system vendor on system development as well as working with pricing for product/benefits rating and system testing.

Regulatory Requirement including product/pricing filing
Assist Underwriting Manager to look into and implement any regulatory requirement that may include system enhancement.

Branches Support
The staff will also be responsible to support branches with any enquiries pertaining to underwriting, policies terms and conditions, policies and endorsements premium checking under de-tariff.

Local underwriting

**The staff is also required to**:
i) check the underwriting validations and pricing correctness based on the info provided by agents in our policy system and liaising with branches for rectification and collection of correct premium where required;
ii) be the contact point on UQA/Internal/External audits;
iii) oversee the Safe Harbor report on quarterly basis and ensure the report will be sent to Regional office on time;
iv) update blacklist list identified via sanction screening, advise from Claims on fraud claimant or frequent claimant etc as and when required.

**What we’re looking for**:
**Requirements**:
‘3 + years of experience’ in related field (preferably experience in Auto)

**Minimum qualification**: Diploma, Bachelor’s Degree and above
Preferably from Insurance or Banking industry
Strong analytical, and problem-solving skills
Must have good command of English

We are an Equal Opportunity Employer

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. At AIG, we believe that diversity and inclusion are critical to our future and our mission - creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

We are an Equal Opportunity Employer

American International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At AIG, we believe that diversity and inclusion are critical to our future and our mission - creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

**Functional Area**:
UW - Underwriting

**Estimated Travel Percentage (%)**: Up to 25%

**Relocation Provided**: No

AIG Malaysia Insur