Credit Manager
4 days ago
About Company:
Our client is a fully owned subsidiary of a company that has signed on a brand as the first customer for its new insurance service that is part of its proposition to offer tailored packaged financial solutions for the best profitability. The introduction of the insurance service further enhances the range of products and services offered by our client in Malaysia to provide total solutions for the best profitability for Malaysian express bus and truck operators.
Job Description:
- To manage the arrears customer up to termination stage in timely manner in accordance with current policy and guidelines
- Assist the FRs on assessment and motivation of credit risk to a credit committee
- Asset management in the prescribed region(s):
- Pre-Action before overdue or inactive account(s),
- Collection,
- Repossession and Remarketing of assets.
- Portfolio development based on quality and return
- To support on credit related closing report
- Continually seek ways of improving standards, methods and process
- Adhering and complying with internal as well as external Governance
- Strive to continue growing and improving personal skills and knowledge levels with the commercial vehicle asset finance sector
Job Requirements:
Education and/or Experience
- Bachelor’s Degree or higher in Finance, Economics, Business administration or related field
- Relevant business knowledge and experience
- At 5 years proven collection management in the asset finance industry
- Sound knowledge on collection & legal process
Key Competencies / Skills Required
- Highly motivated independent thinker
- Ability to skilfully analyse and interpret financial and commercial information with a view of assessing credit risk
- Reasonable understanding of the legal framework relevant to commercial asset based financing
- Possess of a thorough working knowledge of movable asset finance products
- Good commercial acumen
- Strong communication skills and the ability to forge strong working partnerships with the SMY sales teams.
- Be proficient in key aspects of IS/IT specifically Microsoft Office (Excel, Word Outlook PowerPoint).
**Salary**: RM7,000.00 - RM8,000.00 per month
Schedule:
- Monday to Friday
Ability to commute/relocate:
- Shah Alam: Reliably commute or planning to relocate before starting work (required)
**Education**:
- Bachelor's (preferred)
**Experience**:
- Finance: 5 years (preferred)
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