Personal Loan Officer

2 months ago


Seremban, Malaysia Zenith Group Sdn Bhd Full time

**You will act as liaison between customers and our financial institution.**:

- **You will help qualified applicants acquire loans in a timely manner.**

**Responsibilities**
- _Interview applicants to determine financial eligibility and feasibility of granting loans_
- _Determine all applicable ratios and metrics and set up debt payment plans_
- _Communicate with clients either to request or to provide information_
- _Justify decisions (approvals/rejections) and report on them_
- _Complete loan contracts and counsel clients on policies and restrictions_
- _Update job knowledge on types of loans and other financial services_
- _Maintain and update account records_
- _Assess customer needs, explore all options and introduce different types of loans_
- _Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas_
- _Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process_
- _Οperate in compliance with laws and regulations and adhere to lending compliance guidelines_

**Requirement and Skills**
- 2 years working experience in bank
- _Proven working experience as a Loan Officer_
- _Solid understanding of direct/indirect lending products and practices_
- _Excellent communication and interpersonal skills_
- _Customer satisfaction orientation and sales competencies_
- _Ability to work in a goal oriented environment_
- _BS degree in finance, economics or a related field_

**Salary**: RM2,000.00 - RM4,000.00 per month

**Benefits**:

- Health insurance

Schedule:

- Day shift

Supplemental pay types:

- Commission pay

Ability to commute/relocate:

- Seremban: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- 5years: 2 years (required)


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