Bdm (Plm 2)

Working Hour
- Regular Hours
- Monday - Friday- Business Area
- Community Banking- Location
- Malaysia - Penang- Description

**Primary Objective**:

- Grow market share of Small Medium Entrepreneur (SME) in the vicinity.
- Market all type of loans focusing on SME - Program Lending Management (PLM) loans (conventional & Islamic) & Asset Based Financing (ABF).
- Grow deposits from both borrowing & non-borrowing customers.

**Key Responsibilities**:

- Grow market share of Small Medium Entrepreneur (SME) in the vicinity.
- Market all type of loans focusing on SME - Program Lending Management (PLM) loans (conventional & Islamic) & Asset Based Financing (ABF).
- Grow deposits from both borrowing & non-borrowing customers.
- Conduct all mandatory checks & only referred bankable deals to Account Relationship Manager for processing.
- Refer all non-PLM middle market cases to Commercial Banking Centre.
- Prepare, vet & sign Letter of Offer.
- Deliver of Offer and upon acceptance to send instruction to Credit Operation Department for documentation.
- Follow up documentation & disbursement of loan (conventional & Islamic) & ABF.
- Ensure compliance of conditions precedent.
- Service all existing customers parked at the branch.
- Cross sell all Bank/Group products & services.
- Newly Non Performing Loan ("NPL") within approved budget.
- Requirements

**Requirements**:
Bachelor Degree - Business, Accounting, Banking, Finance, Economics or other related disciplines..
- Minimum 2 years of working experience in credit with exposure to SME/ commercial sales/ corporate banking.
- Possess strong credit writing and analytical skills.
- Target oriented and able to work in a fast paced environment as well as in a team.
- Exhibit excellent communication and interpersonal skills.
- Possess strong credit writing and analytical skills.
- Target oriented and able to work in a fast paced environment as well as in a team.
- Exhibit excellent communication and interpersonal skills
- Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards