Credit Analyst

5 days ago


Cyberjaya, Malaysia Agensi Pekerjaan Ideal Reliance Sdn Bhd Full time

**Responsibilities**
- Responsible for the risk assessment of customers, negotiating and managing security arrangements, establishment of appropriate credit limits with necessary MOA and the analysis of the overall credit exposure.
- Responsible for the re-assessment of credit-worthiness of customers based on re-evaluation triggers, and timelines.
- Provide authorized approval for the release of blocked orders in respect of credit.
- Perform detailed financial analysis of customer financial statements for development of a risk profile of each customer using analytical results to establish credit limits within designated authority level and prepare analysis write-up to obtain necessary MOA for decisions exceeding designated authority level.
- Ensure compliance with Global Downstream Credit policy, OCM standards & SOX controls.
- Meet/communicate with customer’s senior financial and business leaders to establish understanding of customer’s financial condition and business model as needed to complete credit analysis and to negotiate security when financial condition does not support credit exposure.
- Manage security arrangements to ensure timely actions taken to renew or replace expiring security instruments.
- Manage Accounts Receivable Responsible for ensuring that both ‘Proactive’ and ‘Reactive’ credit control takes place and ensuring that customers’ debt are collected in line with contracted payment terms.

**Qualifications**
- Degree in Accounting or any related Finance/Business course.
- Good knowledge of financial statements.
- Credit or OTC knowledge is an added advantage.
- Required language(s): English, Bahasa Malaysia
- Attentive to details, neat and meticulous.
- Good interpersonal, communication and problem-solving skills.

**Additional Details**:

- **Job Type**: Contract of 6 Months.
- **Salary Range**:Up to RM3,200
- **Working Hour**: Mon-Fri, 9.00AM-6.00PM
- **Location**:Cyberjaya, Selangor
- **Headcount**: 1
- **Open to Fresh Graduate**

**Job Type**: Contract
Contract length: 6 months

**Salary**: RM2,800.00 - RM3,200.00 per month

**Education**:

- Bachelor's (preferred)

**Experience**:

- Accounting: 1 year (preferred)

**Language**:

- English (preferred)



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