Lead Credit Model Developer

3 days ago


Kuala Lumpur, Kuala Lumpur, Malaysia AEON Credit Service (M) Berhad Full time
Senior Manager/Manager – Credit Score Modeling and Management


To ensure the company's profitability and value in the market, we are seeking an experienced Senior Manager/Manager to develop and implement effective credit models or schemes.


The ideal candidate will evaluate, implement, and monitor internal and external credit scoring models and/or financial forecasting models using traditional and advanced predictive technologies, segmentation, and optimization tools.


This role involves developing and maintaining user requirements, parameters, and configurations of rating systems for different customer segments. Additionally, research and implementation of AI solutions are required.


We need someone who can design and implement convenient and competitive operational processes from customer on-boarding until disbursement. Maximizing asset profitability is a key responsibility.


The selected candidate will identify data trends via deep data analytics and summarize key findings for score card improvement. Researching and studying new functions of next-generation innovative operations is also essential.


This position involves monitoring, evaluating, and improving score cards and rule engine management. Managing interest loss and monitoring overall profitability by customer and merchant level are critical tasks.


Requirements:


We require a minimum of 8 years' relevant working experience in banking/financial institutions with at least 1-year management exposure. The ideal candidate should be result-oriented, with strong analytical skills in credit and credit risk assessment.


Strong communication and written skills, as well as analytical mindsets with accuracy, are necessary. Malaysian citizenship or relevant residence status is required. Proficiency in data analysis and business management software is also expected.


Achieving mid-senior leadership positions requires excellent leadership characteristics and interpersonal skills. Exceptional analytical and problem-solving abilities are vital. Excellent organizational and time-management skills are necessary for success in this role.



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