Risk Management Assistant
3 weeks ago
About the Role:
We are seeking an experienced Assistant Manager to join our Credit Risk Management team at Hunters International Sdn Bhd. As a key member of our team, you will be responsible for overseeing a team of credit analysts and providing analysis of industry outlook, maintenance of customer watchlist, review counterparty risk, and review and assess customers credit proposals before providing credit terms.
Key Responsibilities:
- Provide valuable market research information for potential downtrend industries that may impact our credit exposure and highlight overdue positions of these cluster of clients to HO Credit Management.
- Perform research and create database for customers credit information complemented by mapping of client industry.
- Evaluate credit worthiness of customers and update system for credit information.
- Communicate constantly to stakeholders on any portfolio risk assessment.
Key Accountabilities/Duties:
- Maintenance of weekly and monthly Customer Credit Watchlist and update watchlist with relevant customer and market research information for timely action.
- Highlight Customers with high exposure/high risk to HO Credit Management/Regional Cash Manager team for further action to avoid further deteriorating our exposure.
- Research on market information/trends to support and highlight high risk/exposure/industry/customers to HO Credit Management/Regional Cash Manager for timely decision making.
- Monitoring of credit status of customers to ensure timely highlight of counterparty risks utilizing market research data, customer payment behavior and any other relevant research/analytical data.
- Processing and assessing of customer credit applications and providing value-added information on credit customers globally.
- Analytical review of the data gathered on the credibility of the customers globally and recommending of credit limits with justifications to country management for final approval.
- Monthly/Period Reporting for Corporate AR.
- Ensuring audit findings points are addressed and resolved timely.
- Providing feedback to manager on potential process improvements and automation of processes.
- Mentor and coach analysts to achieve their KPIs and adherence to Group Credit SOP.
Benefits:
- Medical Coverage (inpatient & outpatient)
- GTL & GPA
- Flexi benefit (dental, optical, health screening, TCM, chiropractic)
- Gym
- Flexi and hybrid work arrangement (provided with approval from manager)
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