Finance Credit Manager

3 days ago


Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Full time
Job Description

The role of a Senior Lending Specialist at OCBC involves evaluating and approving secured lending loan applications. This includes complex applications that require higher approval authority levels.

The successful candidate will be responsible for assessing and providing detailed recommendations for applications that require higher approval authority. They will also supervise and work closely with secured credit officers to ensure timely identification of issues and early warnings.

Key Responsibilities:

  • Evaluate and approve secured lending loan applications, including complex/deviation applications requiring higher approving authority level escalated by credit officers.
  • Assess and provide detailed recommendations for applications that require higher approving authority.
  • Supervise and work closely with secured credit officers, providing guidance on risk acceptance criteria, ensuring timely identification of issues/early warnings, and recommending appropriate credit risk mitigation actions.
  • Drive and enhance efficiency of credit approval processes and productivity, focusing on efficient turnaround time (TAT) and improving customer experience.

Requirements

  • At least 10 years of relevant credit underwriting experience in consumer secured lending with strong credit fundamentals.
  • 3-5 years in a credit team lead role.
  • Strong knowledge of the Malaysia property market and real estate business.
  • Possess a recognized Degree in Business Administration, Economics, Banking, Finance or related disciplines.
  • Good analytical, written, interpersonal, and communication skills.
  • Thorough understanding of credit processes and policies, including market knowledge and practices.
  • Possess professional credit certification would be an added advantage.


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