Business Risk Consultant
2 days ago
The Role
We seek a skilled professional to excel in risk management as an Assistant Manager - Risk Management. You will be responsible for validating the appropriateness of credit decisioning and performing in-depth analysis of our credit portfolio performance.
Your Key Responsibilities
- Validate via sampling the fit-for-purpose nature of credit limits and terms, ensuring prudent credit assessment in compliance with all applicable credit policies.
- Perform thorough analysis of our credit portfolio to identify material credit risk vulnerabilities and mitigations, ensuring compliance with our credit risk strategy and regulatory requirements.
- Assess the operational robustness and collections effectiveness of our portfolio.
- Contribute to the ICAAP and stress testing processes by highlighting credit risk vulnerabilities that may impact our profitability and capital levels.
- Prepare independent review reports on credit risk policies, risk-informed pricing, and SOP-related matters.
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