Data-Driven Lending Expert

1 day ago


Petaling Jaya, Selangor, Malaysia Sovereign's Capital Full time
Position Summary

We are seeking an experienced Data-Driven Lending Expert to join our team at Sovereign's Capital. This role involves developing and implementing lending policies and procedures, ensuring optimal credit performance and driving business growth.

Main Responsibilities
  • Develop and maintain comprehensive credit frameworks and models for diverse segments, leveraging alternative data to refine credit models and optimize portfolio performance.
  • Collaborate with cross-functional teams to design and implement data-driven strategies, credit policies, and collection initiatives, minimizing credit loss and maximizing business growth.
  • Leverage technical expertise to develop and maintain advanced credit models, integrating local market knowledge to inform lending decisions.
Requirements
  • Bachelor's degree in Statistics, Mathematics, Economics, Finance, or a relevant field.
  • 5+ years of experience in credit policy and analytics, with expertise in data modeling, mining, and segmentation techniques.
  • Proficiency in SQL, Python, R, or other statistical analysis tools.
  • Strong understanding of credit scoring methodologies and ability to conceptualize and build credit models using non-conventional data sources.


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