Credit Signor

Working Hour
- Regular Hours
- Monday - Friday- Business Area
- Community Banking- Location
- Malaysia - Kuala Lumpur- Description

**Primary Objective**:
**Key Responsibilities**:

- To perform in depth credit evaluation using common framework of 5C’s (capacity, capital, collateral, conditions and character) in assessing credit risk, customer creditworthiness for prudent credit decision.
- To perform credit verification on the accuracy of data entry and income/supporting documents submitted comply with requirement
- To comply with Group Policy and Guidelines, Statutory Guidelines and Bank’s standard procedure and practices
- Fraud detection and awareness
- Contribute feedback on process improvement to improve credit quality, efficiency and service standards
- Perform other duties and assignments as and when required by SH, Credit Evaluation, Head, Credit Evaluation and Head, Group Retail Credit
- Requirements

**Requirements**:
Bachelor Degree - Finance, Economics, Accounting or Business..
- Certified Credit Professional (CCP) OR- Professional Credit Certification (PCC) OR- Credit Skills Assessment (CSA) OR- Any equivalent certification.
- **Credit related experience** - Minimum 4 years or more functional credit experience either in credit processing / analysis or credit evaluation
- **Core credit experience** - Minimum 2 years or more managing the retail banking portfolio either in consumer or HP / PLM portfolio or other relevant business units’ credit portfolio
- Strong analytical & credit decision skills
- Well versed with the product market trends & industry
- Self-motivated & ability to work independently with minimum supervision
- Good communication and negotiation skills
- Teamwork spirit
- Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards