Credit Analyst

2 weeks ago

Petaling Jaya, Malaysia Peridot Group Full time

**About us**

**The Role**:
GSCF is looking for Credit Analyst to work in Kuala Lumpur, Malaysia. Reporting to the Senior Lead, APJC Credit. The role will primarily support the Asia Pacific specifically Korea business, and hence requires proficient Korean language skills. Responsibilities include performing analysis of financial statements and other credit risk information, to assess requests for revolving lines of credit for partners and clients. The analyst will also review proposed deal structures, and will recommend a credit rating, and terms and conditions suitable to support proposed credit lines.

**Role Functions**:

- Perform detailed financial analysis of audited and non-audited financial information.
- Make well-considered recommendations to management on credit risk decisions and conditions. Whilst ensuring appropriate decision-making to minimize bad debts due to customer defaults.
- Liaise with internal stakeholders including upline credit management, financial sellers, and business support operations team.
- Contribute to ensuring appropriate mitigation structures in place, including understanding and management of collateral documents such as corporate and bank guarantees
- Work effectively as part of a professional and committed team, including supporting workflows at peak business periods

**Required Skills and Experience**:

- Undergraduate studying for University degree in Accounting, Finance, or Economics
- Knowledge and understanding of financial statements (income statement, balance sheet, cash flow)
- Good Excel and PowerPoint skills
- Excellent analytical, interpersonal, communication and problem solving skills
- Able to multi-task and effectively manage own time
- A collaborative team player, always willing to assist colleagues
- Motivation to succeed and drive results in a fast-paced, growing environment
- Resilient and able to work independently under pressure and meet tight deadlines
- High level of integrity, with self-confidence to liaise with internal stakeholders on credit considerations and decisions

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