Bdm (Plm)

Working Hour - Regular Hours - Monday - Friday- Business Area - Community Banking- Location - Malaysia - Penang- Description **Primary Objective**: - Grow market share of Small Medium Entrepreneur (SME) in the vicinity. - Market all type of loans focusing on SME - Program Lending Management (PLM) loans (conventional & Islamic) & Asset Based Financing (ABF). - Grow deposits from both borrowing & non-borrowing customers. **Key Responsibilities**: - Grow market share of Small Medium Entrepreneur (SME) in the vicinity. - Market all type of loans focusing on SME - Program Lending Management (PLM) loans (conventional & Islamic) & Asset Based Financing (ABF). - Grow deposits from both borrowing & non-borrowing customers. - Conduct all mandatory checks & only referred bankable deals to Account Relationship Manager for processing. - Refer all non-PLM middle market cases to Commercial Banking Centre. - Prepare, vet & sign Letter of Offer. - Deliver of Offer and upon acceptance to send instruction to Credit Operation Department for documentation. - Follow up documentation & disbursement of loan (conventional & Islamic) & ABF. - Ensure compliance of conditions precedent. - Service all existing customers parked at the branch. - Cross sell all Bank/Group products & services. - Newly Non Performing Loan ("NPL") within approved budget. - Requirements **Requirements**: Bachelor Degree - Business, Accounting, Banking, Finance, Economics or other related disciplines.. - Minimum 2 years of working experience in credit with exposure to SME/ commercial sales/ corporate banking. - Possess strong credit writing and analytical skills. - Target oriented and able to work in a fast paced environment as well as in a team. - Exhibit excellent communication and interpersonal skills. - Possess strong credit writing and analytical skills. - Target oriented and able to work in a fast paced environment as well as in a team. - Exhibit excellent communication and interpersonal skills - Benefits Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards