Mgr, Credit Risk Modeler

2 weeks ago


Kuala Lumpur, Malaysia United Overseas Bank (Malaysia) Bhd Full time

**About UOB**:
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

**About the Department**:
The **Credit and Risk Management** function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

**Responsibilities**:

- Manage MFRS9 models, including model review, developmentt/enhancements and conduct regular and ad-hoc validation of MFRS model performance
- Developing, review, maintain and enhance existing Basel II models and retail risk scorecards to support credit risk and performance management of the retail banking business
- Conduct regular and ad-hoc validation of scorecard performance, Basel II PD, LGD and EAD models, as well as portfolio stress testing
- Monitor and manage acquisition, portfolio and backend risk, within risk appetite. Advise business managers and senior management on risk matters. Manage engagement with other stakeholders (eg, credit, regulators, etc)
- Drive the use of risk models (scorecard and Basel II) and analytics in customer acquisition, portfolio management, collections and other areas of the credit cycle. Optimize acquisition and portfolio within risk appetite
- Liaison with business managers, credit approval, collections and other stakeholders to obtain feedback on model performance, perform score cut-off reviews, plan for new model development / enhancements, etc
- Generate and analyze regular risk (acquisition, portfolio, backend, regulatory), capital and model (scorecard, MFRS9 and Basel II) reports

**Job Requirements**:

- At least 3 years of working experience in banking, or related industry with a proven track record

**Be a part of UOB Family**:



  • Kuala Lumpur, Malaysia RHB Banking Group Full time

    Description **Primary Objective**: Perform and independently validate RHB Banking Group's models, rating systems and the estimation of risk components on a regular cycle to ensure: - the Bank's implementations of Basel II IRB and IFRS 9 models for Credit Risk, IMA for Market Risk as well as AMA for Operational Risk are in accordance to the regulatory...

  • Risk Modeling

    1 week ago


    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description Support Head, Retail Risk Modeling in relation to the respective area’s risk modeling activities. **Technical Expertise**: - Well versed in risk modeling and data science techniques. - Able to work with huge datasets...


  • Kuala Lumpur, Kuala Lumpur, Malaysia Michael Page Full time

    About Our ClientOur client is a leading financial services company that provides innovative solutions to the consumer retail market.Job DescriptionWe are seeking an experienced credit risk modelling lead to develop and implement effective credit score models for our customers, maximising profitability and value in the market.The successful applicant will...

  • Risk Modeling Manager

    2 weeks ago


    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Risk Modeling** - Support Section Head, Corporate Credit Modeling in in relation to the respective area’s risk modeling activities. - Able to develop and maintain industry leading credit risk models in accordance to...

  • Model Risk Management

    3 weeks ago


    Kuala Lumpur, Kuala Lumpur, Malaysia RHB Banking Group Full time

    Primary ObjectiveIndependently validate RHB Banking Group's models, rating systems and the estimation of risk components on a regular cycle to ensure:the Bank's implementations of Basel II IRB and IFRS 9 models for Credit Risk, IMA for Market Risk as well as AMA for Operational Risk are in accordance to the regulatory standards;objectives, assumptions, risk...

  • Risk Modeling Analyst

    2 weeks ago


    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description Risk Modeling - Support Head, Retail Risk Modeling in relation to the respective area’s risk modeling activities - Assist to develop and maintain industry leading credit risk models in accordance to Basel and MFRS...


  • Kuala Lumpur, Kuala Lumpur, Malaysia AEON Credit Service (M) Berhad Full time

    Senior Manager/Manager – Credit Score Modeling and Management• Develop and implement an effective credit model or scheme to customers and maximize the company's profitability and value in the market.• Evaluate, implement, and monitor internal and external credit scoring models and/or financial forecasting models using both traditional and other...


  • Kuala Lumpur, Kuala Lumpur, Malaysia Funding Societies | Modalku Group Full time

    Funding Societies | Modalku Group is a pioneering fintech company in Southeast Asia, focused on providing business financing to small and medium-sized enterprises (SMEs) through our digital platform. We give SMEs access to funding from individual and institutional investors.About Our Company:Serve with Obsession: We prioritize building long-term...


  • Kuala Lumpur, Kuala Lumpur, Malaysia AEON Credit Service (M) Berhad Full time

    Job Description:This position focuses on credit planning for AEON Credit Service (M) Berhad, a leading consumer financing provider in Southeast Asia. As an Asst. Manager/Manager, you will be responsible for analyzing credit portfolios, making data-driven decisions, and collaborating with teams to drive credit initiatives.Key ResponsibilitiesConduct in-depth...


  • Kuala Lumpur, Kuala Lumpur, Malaysia AEON Credit Service (M) Bhd Full time

    Credit Risk Management Professional - Executive/Senior Executive NPL & Recovery OperationsWe are seeking an experienced Credit Risk Management Professional to join our team. The ideal candidate will have a strong background in credit risk management, with a focus on process improvement and operational excellence.Key Responsibilities:Process Analysis and...


  • Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Develop and enhance the climate scenario planning and stress test with focus on expected credit losses and capital demand, including methodologies and processes from the risk perspective. -...


  • Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full time

    Job OverviewJCL Credit Leasing Sdn Bhd is a leading provider of credit solutions, and we are seeking an experienced Credit Analyst Executive to join our team.About the Role:The successful candidate will be responsible for analyzing customer creditworthiness, monitoring account activity, and identifying potential risks. This role requires strong analytical...


  • Kuala Lumpur, Malaysia RHB Banking Group Full time

    Description **Primary Objective**: - Develop and enhance the climate scenario planning and stress test with focus on expected credit losses and capital demand, including methodologies and processes from the risk perspective. Involve in discussions with the stakeholders, management and regulators on climate stress test related matters. Development,...


  • Kuala Lumpur, Kuala Lumpur, Malaysia Michael Page Full time

    Global MNCRewarding BenefitsAbout Our ClientA Leading Global Bank.Job DescriptionSubject-matter-expert concerning all aspects of climate risk modelling (both physical risk and transition risk) and the use of climate risk models for credit risk and financial stress testing.Perform an independent validation of the climate risk models used in risk management,...

  • Risk Modeling

    6 days ago


    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description Support Head, Corporate Risk Modeling & Data Science in relation to the respective area’s risk modeling activities. **Technical Expertise**: - Assist to develop and maintain industry leading credit risk models in...


  • Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Bank Full time

    Role SummaryWe are looking for a talented Risk Analyst to join our team. As a Risk Analyst, you will be responsible for assisting in the overall ICAAP processes, ensuring compliance with regulatory standards.Main Responsibilities:Validate and challenge the performance of credit rating models to ensure accuracy and reliability.Coordinate the development and...

  • Business Analyst

    2 weeks ago


    Kuala Lumpur, Kuala Lumpur, Malaysia CIMB BANK BERHAD Full time

     Job DescriptionWe are looking for a talented Assistant Manager, Ratings Implementation who will be responsible for:Developing and maintaining a deep understanding of our non-retail credit risk rating model, Group Credit Risk Rating Methodology, and related processes and policies.Providing expert support to business units on non-retail credit risk rating...


  • Kuala Lumpur, Kuala Lumpur, Malaysia AEON Credit Service (M) Berhad Full time

    About the Role:We are seeking a skilled Asst. Manager/Manager to lead our credit portfolio management team. The successful candidate will have a strong background in credit risk assessment and credit score modeling, as well as experience in banking / financial institutions with at least 3 years management exposure.ResponsibilitiesProvide analytical support...


  • Kuala Lumpur, Kuala Lumpur, Malaysia Bank Negara Malaysia Full time

    Add expected salary to your profile for insightsTo ensure effective implementation of strategic outcomes and coordination with other stakeholders in the financial stability sector of BNM.To ensure continuous horizontal surveillance across industry to identify emerging risk and managing risk to financial stability.PRINCIPAL ACCOUNTABILITIESConduct portfolio...


  • Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: Perform and independently validate RHB Banking Group’s models, rating systems and the estimation of risk components on a regular cycle to ensure: - the Bank’s implementations of Basel II IRB...