New Business Underwriter

4 days ago

Kuala Lumpur, Malaysia Zurich Gruppe Deutschland Full time

**Job Summary**:
Underwrites and analyzes new and existing life business within delegated authority levels to achieve business goals and maximize customer experience.

**Job Accountabilities - Key Accountabilities**:

- Maintains external and/or internal distributor relationships by consistently requesting the correct evidence, consistently making the correct decision and always explaining rating decisions.
- Contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy, ensuring we charge the right premium for the associated risk.
- Works closely with distributors and other operational areas to support the overall achievement of the business plan, demonstrating knowledge in underwriting expertise, systems, procedures and processes.
- Provides technical underwriting support and guidance to customers and distributors, consistently providing excellent customer service.
- Completes a range of queries and referrals within agreed authority limits, measuring the exposure & analyzing the risk of each case to maintain underwriting standards.
- Completes assignments while working within delegated authority.

**Additional Job Functions**:

- Identify and comply with the main principles relevant to legal and regulatory controls that govern standard Life Underwriting work practices

**Business Accountabilities**:

- Provide recommendations and commentary to facilitate underwriting decision-making by collecting data from well-established sources and analysis.
- Identify opportunities for improvement by monitoring underwriting business processes.
- Provide detailed procedural advice to producers and employees to ensure that internal standards are adhered to.
- Review and analyze customer service levels using standard reporting tools and highlight discrepancies to more senior colleagues.

**Performance Management Accountabilities**:

- Model behaviors that demonstrate commitment to corporate values.
- Take accountability for participating in the performance management cycle.
- Participate fully as a team member and contribute to the improved performance of the team.
- Expand knowledge and exchange it with team members and business partners.
- Take action to manage own personal development.

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