Associate Director, Cash Product Proposition MY

2 days ago


Malaysia CIMB Group Full time 120,000 - 250,000 per year
Description
  1. Develop and execute product roadmaps and strategies for cash products including deposits, payments, collections, cross-border, and commercial cards.
  2. Drive product profitability and go-to-market (GTM) strategies for non-lending products.
  3. Collaborate with coverage teams, marketing, and other stakeholders to achieve product P&L targets.
  4. Identify business opportunities and market threats, and drive partnership initiatives to expand market share.
  5. Keep abreast of market trends, competitor offerings, and product innovations in the cash management space.
  6. Work with internal stakeholders to deliver a superior digital user experience via online and mobile banking platforms.
  7. Track and analyse sales, income, and portfolio performance to optimise business outcomes.
  8. Collaborate with technology teams to implement system enhancements and perform user acceptance testing (UAT).
  9. Drive alignment with Sales, Marketing, and Branch teams to develop customer value propositions, collaterals, and training materials.
  10. Ensure strong risk management and compliance practices across product processes and policies.
  11. Define and monitor product performance metrics and user feedback loops for continuous improvement.
  12. Oversee post-implementation activities including training, issue resolution, and post-implementation reviews.
  13. Support regional product alignment initiatives to ensure consistency in propositions across CIMB markets.
  14. Participate in cross-functional working groups for strategic initiatives such as digital transformation and regulatory compliance


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