Senior Credit Risk

2 days ago

Kuala Lumpur, Kuala Lumpur, Malaysia Export-Import Bank of Malaysia Berhad (EXIM Bank) Full time

Company Description

Export-Import Bank of Malaysia Berhad (EXIM Bank) is a government-owned development financial institution established to promote reverse investment and export of strategic sectors such as capital goods, infrastructure projects, and value-added manufactured products. The bank facilitates the entry of Malaysian companies into new markets, especially non-traditional markets.

Role Description

This is a full-time on-site role located in WP Kuala Lumpur for a Senior Credit Risk professional. The Senior Credit Risk role entails managing credit risk, utilizing analytical skills, and overseeing finance, credit, and risk management aspects to ensure the bank's financial stability.

Job Description

Risk Assessment on Credit Proposal:

(a)to assess credit risk by providing independent credit risk assessment to the approving authority on new / existing banking / insurance / treasury proposal including annual review / watchlist review / R&R proposal

(b)overlook process relating to rating using the Bank's credit rating tools (CRMS) for the Bank's prospective obligors, including project owners and sovereign entities

2.

Due Diligence on External Parties:

(a)to conduct independent due diligence and review on related parties that involved in transactions with the Bank's customer as requested by CAD or Banking Division

(b)to ensure the due diligence and review on related parties are consistent and in adherence to relevant Bank's Guidelines and Policies particularly with regards to AML/CFT concerns

3.Risk Assessment on Operational Risk and Credit Risk Variations:

(a)to conduct independent review on operational or credit variations requests as submitted by Banking Division or CAD for approvals are in accordance with latest Approving Authorities and Approving Limits of the Bank.

(b)to ensure that the variation requests are in accordance with all Bank's Policies and Guidelines and to highlight any concerns that can materially increase credit risk to the Bank.

Qualifications

  • 4 to 8 years of relevant working experience preferably from financial and banking industry
  • Experience in credit assessment will be an added advantage.
  • Strong understanding of credit analysis and policies.
  • Possess strong problem-solving skills (hypothesis-driven thinking, analytical, quantitative, conceptual skills)
  • Thorough understanding of the evolving practices for the management of credit risk and regulatory requirements
  • Strong knowledge of banking operations, systems & processes, and the associated risks and controls
  • Great negotiation skills / excellent writing skills.

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