Manager/Senior Manager, Credit Evaluation
2 days ago
Job Descriptions
- Primarily responsible for assessment of all credit application, identify risks associated with such exposure and make appropriate recommendations to the relevant AA for approval.
- Performance Management: i) Manage Credit Underwriting standards and quality. ii) Manage Standard Turnaround Time
- Compliance and Risk Management : Ensure compliance with credit lending policies
- People Management: i) Joint calls with Sales (where necessary) ii) Report progress to Team Lead / Senior Underwriter
- Ensure timely completion of credit assessment with agreed turnaround time.
- Ensure credit underwriting quality and compliance of policies and guidelines
- Ensure fast credit decision to support the loans growth.
- Ensure loan quality maintenance by early detection of credit deterioration via loan reviews / renewal processes.
- Review and sign off credit ratings as per CRR policy
- Determine correct AA and ensure credit proposals comply to all internal and external policies.
- Use the Bank's IDP as a tool to facilitate immediate and long term professional development.
- Identify appropriate behavioural and technical courses.
Job Requirements
- Bachelor degree in finance/accountancy/economic or related field, or
- Relevant professional qualification eg. Cpa, acca, cima.
- Certified credit professional or equivalent
- Min 8 years working experience in banking industry with at least 5 years credit experience in SME
- Front line experience would be an added advantage
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