Credit Analyst Executive

2 days ago

Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full time 80,000 - 120,000 per year

Why do we need you:

We need someone who sees beyond the numbers. You combine precision, insight, and integrity

to assess risk, protect our business, and enable responsible expansion. With you on the team,

our assessments become sharper, our operations safer, and our partnerships stronger.

What you'll do:


• Perform and responsible for credit analysis on customer based on their financial

statement.


• Ensure completeness of each credit analysis prepared and they are done accordingly as

well as in organization's credit policy & procedure.


• Monitor, review past due and delinquent accounts and constantly follow up with Sales

team and customers on collection activities and action taken.


• Make evaluation through phone with customer & all information that customer given,

ensure all data is accurate & follow the guideline.


• Reviewing credit risk for new application and existing customers by carrying out credit

worthless checks and make credit limit recommendations, evaluate and mitigate credit

risks.


• To ensure confidentiality, integrity & availability of all information assets those are

protected.


• Conduct periodic credit evaluation and meeting with sales team on existing customers,

formulates and implement credit control procedures.


• Willing to work extra-miles such to improve current credit policy, credit analysis

methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.


• Assist in developing, planning and implementations of practices and procedures to

minimize loan charge-offs from adversely-graded loans.


• Responsible in credit/loan administration/management activities i.e. ensuring ongoing

update of client files/information.


• Responsible for minimizing defaults and bad debts of ongoing loans


• Calling for employment and cv verification


• Performs other duties as assigned

What we're looking for:


• Candidate must possess at least a Bachelor Degree in Finance, Accounting, Banking or

equivalent


• At least 1 years of relevant working experience and preferably in the credit evaluation

experiences


• Required Language(s): Bahasa Malaysia & English


• Experienced in Microsoft Office application including Excel, Word and Outlook


• Excellent communication & Interpersonal Skills


• Able to work independently with minimal supervision and work to meet deadlines


• Full-Time and Contract-basis position(s) available


• Able to work immediately

STAFF BENEFITS:

  1. Annual Medical Checkup (Leader and Above)
  2. Annual Medical Checkup (Staff work more than 1 year and aged above 30 years)
  3. Housing Allowance 
  4. Education Benefits 
  5. Medical Life and Accident Insurance for all staff 
  6. Position Allowance (Instructor and Leader) 
  7. Birth Allowance
  8. Loyalty Award 
  9. Cleaning and Good Attendance Award 
  10. Team Entertainment Allowance 
  11. Bereavement Allowance 
  12. Field Visit Allowance 
  13. Accommodation Allowance (for Visit)

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