Wealth credit analyst

4 weeks ago


Kuala Lumpur, Malaysia Affin Bank Full time

Wealth Credit Analyst Create your future with Affin You too can make a difference. Join us at AFFIN, where the open minds meet and be inspired by a sharedmitment to great work. Here, you don't just stay at the forefront of the industry - you can make a difference too. JOB PURPOSE To analyze investments and borrowers' creditworthiness to determine their potential risk for investors and lender. ACCOUNTABILITIES List the responsibilities that must be achieved and major activities that are to be carried out to achieve the key result areas: - Conduct assessment and review of credit application submitted by Business Units and make appropriate rmendation for relevant approving authorities' approval. Assess creditworthiness of individuals,panies, and institutions. Identify and highlight key and inherent risks not initially identified in credit applications. Make rmendations about increasing, adjusting, extending, pr closing lines of credits. Ensure that credit risk measures and profiles align with the Bank's credit standards and policies. Proactively identify deterioration in credit quality and conduct timely impairment assessments. Oversee or undertake documents preparation Perform ad-hoc tasks and assignments and relief duties as assigned from time to time KEY DECISION Initial decision making, problem solving and rmendations. SKILLS, KNOWLEDGE & PERSONAL CHARACTERISTICS & BEHAVIOUR Qualifications and Experience • Bachelor's degree in a relevant discipline • Preferred: Professional qualification from Persatuan Pasaran Kewangan Malaysia/ Certified Credit Executive • Possess a minimum of 2 years direct experience in credit, or relevant experience in banking and financial services Skills and Knowledge • Strong analytical and critical thinking skills • Interpersonal andmunication skills to engage with internal and external stakeholders • Effective presentation skills • Proactive and able to work independently Job ID JR100954



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