Credit Analyst
6 months ago
Job Description:
Huntsman Global Business Services is now looking for a dynamic individual as a Credit Analyst. The jobholder is responsible to perform risk assessments on customer with the understanding of financial ratios and general economic data. He/she will give recommendations and establishments of credit limit within the company policy and approval authority.
As a Credit Analyst you will:
Performs risk assessments on new and existing accounts and makes recommendations on the appropriate credit limits, risk categories and credit terms so that well-founded decisions can be taken
Maintains active engagement and negotiation with sales account holders on credit request or issue
Monitors and evaluates performance of credit systems for the management of portfolio, credit review, and external scoring tools to ensure information are up to date
Gathers and analyses economic data to determine the impact on business operations as appropriate
Supports monthly reporting on credit performance, bad debt accruals and SOX controls
Takes initiative in projects to drive performance measures as required
What skills and experiences are we looking for?
A university degree in Finance/ Economics and minimum 3 years of experience in credit risk analysis (preferable in a credit insurance, rating agency, banking industry)
Good working knowledge of IT systems (Windows Office, SAP, Power BI) is a plus
Fluency in English. Chinese or any other language is a plus
Knowledge of risk mitigation solutions (e.g. Pledge on assets, bank guarantees, Letter of credits) is a plus
Good negotiation and interpersonal skills
Thoroughness, attention to detail and strong analytical skills
What can we offer?
Huntsman offers unsurpassed opportunities to build a successful future. Our diverse portfolio creates a range of career fields including manufacturing, research and development, technical services, sales and marketing, customer service - and the list goes on.
Here, you can make an impact and make a difference. Come join us.
Huntsman is proud to be an equal opportunity workplace and is an affirmative action employer. We provide equal employment opportunities (EEO) to all qualified applicants for employment, without regard to race, color, religion, sex, national origin, disability status, protected veteran status, gender identification, sexual orientation and/or expression or any other characteristic protected by law in every location in which we have facilities national or local.
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All unsolicited resumes presented by recruitment agencies are treated as pro bono information or service.
Huntsman offers unsurpassed opportunities to build a successful future. We are a global specialty chemical company with locations in 30 countries around the world, employing over 9,000 associates. Our diverse portfolio creates a range of career fields including manufacturing, research and development, technical services, sales and marketing, customer service - and the list goes on. Here, you can make an impact and make a difference. Come join us.
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