Credit Analyst

2 weeks ago

Kuala Selangor, Malaysia Hp Full time

**Responsibilities**:
Experienced Credit Analyst with keen eye for analysis and good negotiation skills to manage important portfolio across America with great learning + growth opportunities. Nice and flexible working environment.

This role or req is NOT for Collection or Account Receivable Analysts.

**Responsibilities**:

- Uses financial statements to perform in depth analysis to independently determine the financial condition of customers and recommends their credit limits for medium monetary value customers.
- Manages accounts of customers with medium credit limits independently.
- Resolves credit issues independently.
- Presents credit recommendations to management.
- Participates in projects aiming for efficiency
- Macroeconomic analysis required as part of credit decisioning
- Negotiates down payments and/or securities with customers of and HP sales staff to allow customer to purchase above their credit limit.
- Supports Collections in regards of account receivables account delinquency and determines the type of communication method to facilitate payment.
- Analyzes at-risk customers and partners and recommends account strategies to prevent delinquencies.
- May train new team members.

Education and Experience Required:

- First level university degree with a focus in business or economics; MBA preferred.
- Typically 4-6 years of experience in credit internally or in banking; or in collection.

Knowledge and Skills:

- Advanced English is a must.
- Strong written and verbal communication, negotiation, and conflict resolution skills.
- Strong presentation skills
- Developed accounting knowledge.
- Solid problem solving skills.
- Good computer skills.
- Developed prioritization skills.
- Solid understanding of risk mitigation tools.
- Basic relationship building skills.
- Basic influence skills.
- Basic project management skills.
- Basic leadership skills.
- Advanced understanding of collection processes, financial principles and channel partners.
- Strong understanding of customer's internal payment processes.
- Strong influence skills.

Desirable Skills of the Future:

- User Experience
- Artificial Intelligence
- Robotics

LI-POST

About HP
- You’re out to reimagine and reinvent what’s possible—in your career as well as the world around you. So are we. We love taking on tough challenges, disrupting the status quo, and creating what’s next. We’re in search of talented people who are inspired by big challenges, driven to learn and grow, and dedicated to making a meaningful difference.
- HP is a technology company that operates in more than 170 countries around the world united in creating technology that makes life better for everyone, everywhere.
- Our history: HP’s commitment to diversity, equity and inclusion - it's just who we are. From the boardroom to factory floor, we create a culture where everyone is respected and where people can be themselves, while being a part of something bigger than themselves. We celebrate the notion that you can belong at HP and bring your authentic self to work each and every day. When you do that, you’re more innovative and that helps grow our bottom line. Come to HP and thriveBenefits

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