Credit Analyst
2 weeks ago
To support Commercial Banking, CIMB Singapore Branch, in credit proposals, reviews, and other credit-related matters.
Key Responsibilities
- Prepare credit reviews (annual reviews, interim reviews, rating reviews, ad-hoc reviews)
- Prepare credit proposals for new-to-bank and enhancements.
- Prepare pre-screen memos
- Prepare Early Warning memos/slides
- Prepare other credit-related/amendment memos
- Prepare cancellation memos
- Spread financial statements and update credit ratings and loan gradings.
- Monitor risk triggers and testing of covenants.
- Manage queries and responses from stakeholders on credit submissions.
- Perform any other tasks as assigned/required from time to time to assess the credit worthiness of the borrowers.
Job Scope
- Prepare credit submissions for approvals with the following requirements:
- Strict adherence to agreed service level agreement including credit review schedules.
- Detailed analysis on financials, client, and industry with up-to-date information. Highlight any financial and credit concerns to relationship managers and approvers.
- Good analytical skills on credit and risk assessment of companies in various sectors including but not limited to sources of repayment, collateral, unsecured position, industry sector, geographical locations, and business performance.
- Ability to summarise and make appropriate recommendations on credit strategy and decision based on the overall analysis of the credit worthiness of the client, industry, facility structure, etc.
- Good writing skills to articulate the pertinent points in credit memo and other supporting documents in the credit submission pack.
- Conversant and knowledgeable on the Group's credit policies, practices, and procedures including policy exceptions, higher credits exceptions, sector limits, and approval processes.
- Conversant with regulatory requirements/guidelines including but not limited to credit loan grading.
- Coordinate with the Relationship Managers to procure pertinent and key information (e.g., account plan and strategy, customer organisation chart), data and documents (e.g., financial statements, debtors/creditors ageing, list of buyers/suppliers) to perform effective credit evaluation work to facilitate the preparation of credit memo.
- Timely response to queries from stakeholders including credit approvers to facilitate effective credit approval process.
- Liaise with Credit Administration Department and other stakeholders (e.g., Credit Risk, Portfolio Management) on relevant post-approval credit data and follow up on fulfillment of credit conditions. Credit monitoring on compliance of covenants and risk triggers and seek appropriate credit approval for any breach/non-compliance.
-
Commercial Credit Analyst
1 day ago
Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full timeAbout This OpportunityWe are seeking a Commercial Credit Analyst to join our team at JCL Credit Leasing Sdn Bhd. As a key member of the Credit Department, you will play a vital role in analyzing financial data, identifying credit risks, and developing strategies to mitigate them.Key ResponsibilitiesAnalyze financial statements and credit reports to assess...
-
Financial Analyst Executive
1 day ago
Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full timeJob SummaryJCL Credit Leasing Sdn Bhd seeks a Financial Analyst Executive - Credit Department to lead credit risk management efforts. As a senior member of the Credit Team, you will analyze financial data, identify trends, and develop strategies to optimize credit outcomes.Key ResponsibilitiesAnalyze financial statements and credit reports to assess...
-
Credit Analyst
2 weeks ago
Kuala Lumpur, Kuala Lumpur, Malaysia Borong Full timeBorong Federal Territory of Kuala Lumpur, MalaysiaCredit AnalystThe Credit Analyst will be responsible for evaluating creditworthiness and making credit decisions for Borong's clients. The incumbent will be required to analyze financial information, review credit reports and assess risk to determine whether to approve or deny credit applications.Key...
-
Credit Analyst Manager
1 day ago
Kuala Lumpur, Kuala Lumpur, Malaysia Agensi Pekerjaan Reeracoen Malaysia Sdn. Bhd. Full timeJob OverviewAgensi Pekerjaan Reeracoen Malaysia Sdn. Bhd. is seeking a skilled Credit Analyst Manager to join our team.ResponsibilitiesConduct thorough financial analysis and review credit applications.Collaborate with the sales team to provide expert advice on credit matters.Liaise between the sales team and headquarters to obtain approval for credit...
-
Credit Analyst-Bank Officer
1 day ago
Kuala Lumpur, Kuala Lumpur, Malaysia Pasona Malaysia Full timeCredit Analyst-Bank Officer 5000~6500 (RM)Job ID: 23478Position Title: Credit Analyst-Bank OfficerIndustry: Banking and Financial ServiceJob Description:Credit AnalystPrepare Credit application and credit rating preparation.Conduct Customer Due Diligence (CDD).Work in the team with Corporate Banking Relationship Manager (RM).Back up for RM's client follow up...
-
AEON Credit Service Business Analyst
6 days ago
Kuala Lumpur, Kuala Lumpur, Malaysia AEON Credit Service (M) Berhad Full timeAbout the PositionAEON Credit Service (M) Berhad seeks a Business Analyst to support Branch Development functions and activities. The ideal candidate will have a minimum of 3 years working experience in the Banking/Financial Industry, with exposure to branch development.Main ResponsibilitiesSupport the development of sales performance reports and gap...
-
Credit Analyst
2 weeks ago
Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Bank Full timeJob Description - Credit Analyst (2500005O)ResponsibilitiesResponsible for conducting credit reviews and propositions on a timely basis.Ensure at all times adherence to credit and business operational processes and compliance with regulatory and control requirements.Perform ad-hoc credit related reports (if applicable).QualificationsPossess a recognized...
-
Credit Analyst
6 days ago
Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Bank Full timeJob Description - Credit Analyst (2500005O)ResponsibilitiesResponsible for conducting credit reviews and propositions on a timely basis.Ensure at all times adherence to credit and business operational processes and compliance with regulatory and control requirements.Perform ad-hoc credit related reports (if applicable).QualificationsPossess a recognized...
-
Credit Analyst
3 days ago
Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Bank Full timeJob Description - Credit Analyst (2500005O)ResponsibilitiesResponsible for conducting credit reviews and propositions on a timely basis.Ensure at all times adherence to credit and business operational processes and compliance with regulatory and control requirements.Perform ad-hoc credit related reports (if applicable).QualificationsPossess a recognized...
-
credit analyst executive
6 days ago
Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full timeJob Descriptions:Perform and responsible for credit analysis on customer based on their financial statement.Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization's credit policy & procedure.Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on...
-
credit analyst executive
4 days ago
Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full timeJob Descriptions:Perform and responsible for credit analysis on customer based on their financial statement.Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization's credit policy & procedure.Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on...
-
credit analyst executive
1 day ago
Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full timeJob Descriptions:Perform and responsible for credit analysis on customer based on their financial statement.Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization's credit policy & procedure.Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on...
-
Senior Credit Analyst
3 days ago
Kuala Lumpur, Kuala Lumpur, Malaysia Public Bank Full timeSenior Credit Analyst (On Fixed Term Contract)Public Bank WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, MalaysiaJob Description:Perform credit assessment on commercial and corporate loans.Ensure credit propositions are attended within the set turnaround time and in line with the Bank's established credit policy and direction of...
-
Senior Credit Analyst
3 days ago
Kuala Lumpur, Kuala Lumpur, Malaysia Bursa Malaysia RAM Capital Sdn Bhd (BR Capital) Full timeBursa Malaysia RAM Capital Sdn Bhd (BR Capital) offers a challenging opportunity for an experienced professional to join their team as Senior Credit Analyst.Job DescriptionIn this role, you will be responsible for corporate credit analysis and evaluation, with a focus on business/commercial banking.The ideal candidate will have a minimum of 6 years of...
-
Credit Analyst
1 day ago
Kuala Lumpur, Kuala Lumpur, Malaysia HSBC Full timeAdd expected salary to your profile for insightsIf you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive...
-
Credit Analyst Manager
1 day ago
Kuala Lumpur, Kuala Lumpur, Malaysia Agensi Pekerjaan Reeracoen Malaysia Sdn. Bhd. Full timeCredit Analyst Manager ID:54451Salary: 11,500 MYR ~ 17,000 MYRLocation: PuduPosted: Over 3 months agoOverviewFinance (Banking)Job DescriptionFinancial Analysis, Credit Application ReviewConduct additional credit research to complement Credit Application, working closely with the sales team.Provide professional advice to the sales team based on deep knowledge...
-
Senior Credit Analyst
1 week ago
Kuala Lumpur, Kuala Lumpur, Malaysia Direct Lending Full timeSenior Credit Analyst & Collection ExecutiveWe are on the lookout for a Senior Credit Analyst & Collection Executive who will be part of the team that manages the credit risk for the Company's Syariah Compliant Digital Auto Service Financing and Micro Financing portfolio.Key Responsibilities:Conduct credit analysis and manage collection processes.Evaluate...
-
credit analyst
1 day ago
Kuala Lumpur, Kuala Lumpur, Malaysia Orpheus Capital Full timeConduct in-depth analysis of financial data and credit reports to assess the credit worthiness of potential and existing clients.Utilize risk assessment tools and techniques to evaluate the likelihood of default and potential credit risks associated with new and existing clients.Evaluate loan applications, credit lines, and other financial products to...
-
Banking Credit Analyst Lead
3 days ago
Kuala Lumpur, Kuala Lumpur, Malaysia Public Bank Full timeMid-Senior Level Credit Analyst RolePublic Bank is seeking a talented Mid-Senior Level Credit Analyst to join their team in Kuala Lumpur.The ideal candidate will have a strong background in financial analysis and possess excellent communication and interpersonal skills.They will be responsible for evaluating and assessing commercial and corporate loan...
-
Senior Credit Risk Analyst
1 day ago
Kuala Lumpur, Kuala Lumpur, Malaysia Hays Recruiting MY Full timeAbout the RoleWe are currently looking for a highly skilled Credit Analyst Manager to join our fast-paced team. The successful candidate will be responsible for assessing and monitoring credit risks, supporting sales with credit applications, performing financial analysis, and ensuring compliance with policies.