Credit Analyst

3 weeks ago


Kuala Lumpur, Malaysia Limra Resources Sdn Bhd Full time

Reporting directly to GVP, Financing, the position will have the following main responsibilities:

- Onboarding of case introducers;
- Analyse credit data and financial statements of individuals and businesses to identify the degree of risk involved in providing the financing;
- Prepare financial projections and sensitivity analysis for credit evaluation where necessary;
- Prepare credit proposals for Credit Committee approval;
- Prepare offer letters, term sheets, etc.;
- Review and comment on draft legal documents;
- Prepare and handle disbursement documents;
- Attend to customers’ requests/proposals/appeals when necessary;
- Prepare memos and periodic reports to Credit Committee/Management Committee;
- Monitor loan portfolio repayments as well as conduct periodic credit review;
- Liaise with internal and external parties such as solicitors, case introduced, securities firm, investors, etc.; and
- Perform other ad-hoc duties as assigned.

**JOB REQUIREMENTS**:

- Bachelor’s degree in Finance/Accounting or equivalent
- Fluent in English both oral and written
- Credit Certified Professional (CPP)/ Professional Credit Certification from Asean Institute of Chartered Bankers will be an added advantage
- At least two years’ experience in credit analysis and evaluation
- Conversant in financial analysis and cash flow projections
- Strong proficiency in MS Office, especially Excel and PowerPoint
- Preferably with loan processing experience

**Salary**: RM3,000.00 - RM4,500.00 per month

Schedule:

- Monday to Friday

Ability to commute/relocate:

- Kuala Lumpur: Reliably commute or planning to relocate before starting work (required)



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