Personal Financing, Retail Assets Division

1 week ago


Kuala Lumpur, Kuala Lumpur, Malaysia Bank Islam Full time

Req ID: 6303- Job Description:
-
Business Execution & Portfolio Asset Growth

  • To focus on the execution of Personal Financing strategy, business plans and to achieve the target growths of Personal Financing Asset portfolio.
  • To implement strategies and business plans to attract and increase Personal Financing take up rate
  • To assist in reviewing and developing program to suit the current market needs.
  • To innovate Personal Financing in the aspect of product delivery, unique selling propositions, alternative sales channel promotional materials and marketing campaigns.
  • To identify opportunities to improve procedures in order to continuously improve the product as well as customer experience.
  • To engage and develop selected community and provide Personal Financing and other financial solutions to them.
  • To promote, protect and improve Personal Financing and Bank Islam brand reputation and presence amongst the selected target market.
  • To build and promote appropriate sales and service culture within Consumer Banking that meets and exceeds customer expectation in a costeffective manner.
  • To drive, increase customer satisfaction via enhancement of products and service to attract, retain and grow Personal Financing customers.
  • Maintain close liaison with all concerned department, including Risk Management, Credit Management, Shariah Division, Legal Division, Compliance Division, Branch Operations, and others external parties.
  • To conduct periodic product analytic, portfolio health check, local market analysis, current market practice to remain competitive and relevant in the market.
  • To conduct analysis on Product Profitability (Fee Based and Fund Based), identify opportunity to maximize revenue, and recommend the best profit rate to remain competitive in the market.
  • To take remedial action if the result/ performance is not as per desired level.
  • Be part of continuous process improvement by other stakeholders and implement changes as necessary.

Job Requirements

  • Excellent in analytic and risk management.
  • Excellent communication, interpersonal with good business acumen.
  • Be an assertive and innovative team player, highly independent, committed, selfmotivated, resourceful and result oriented.
  • Ability to multitask, highly numerate with great attention to detail.
  • A team player in a dynamic and fastmoving business environment.

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