Credit Analyst

1 week ago


Kuala Lumpur, Kuala Lumpur, Malaysia Ambition Full time

Job details:

Posted 18 March 2024

SalaryNegotiable

LocationKuala Lumpur

Job type Permanent

DisciplineBanking & Financial Services

Reference271161_

Role Responsibilities:

  • Undertake high quality industry, competitor, ESG and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team.
  • Analysis of financial documentation and supplemental data to support lending decisionmaking and recommending credit requests to appropriately meet business needs.
  • Preparing credit analyses in support of new and existing business relationships.
  • Support the RM team in the continuous collection, capture and analysis of key data and information related to GB/CMB client's emissionsintensive activities, climate commitments and lowcarbon business initiatives and transition and physical risks to help build a thorough understanding of each client's plans to transition to net zero emissions over time.
  • Personally develop and maintain strong working relationships with GB & CMB Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and nonfinancial, are properly recognized and thoughtfully mitigated in proposals.
  • Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
  • Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
  • Proactively suggest and design improvements in process workflow, where applicable.
  • Communicate clearly with team members and other parts of GBM as required.

Job Requirements:

  • C.A. / CFA / MBA Finance, Economics or equivalent is essential, and any professional qualification is desirable.
  • 1 to 6 years of relevant experience in Credit Analysis.
  • Sustainability knowledge is an advantage
  • Highly proficient at Excel and Word.
  • Excellent verbal/written communication skills in English, proficient in credit writing in English, hardworking, organized, diligent, and above all a relationship builder.
  • Cantonese and/or Mandarin language capabilities are highly preferred. The analyst should be able to speak and read financial statements in Cantonese/Mandarin language.

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