Credit Evaluation Executive
2 weeks ago
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At DCAP, we're a dynamic, fast-growing tech startup backed by top-tier VC firms, providing AI-powered Consumer Financing Platform to hire purchase businesses and other financial businesses. We don't just offer jobs – we build careers. Step into a vibrant environment where your skills and ambitions will be recognized, nurtured, and rewarded.
Key Features
- Digitalized customer journey for partners.
- Specialized support for vehicle purchase financing.
- Commitment to serving underbanked and underserved populations.
Our Culture
At DCAP, we embrace a "fail-fast" culture that encourages rapid testing of business scenarios. We value:
- Bold ideas and innovation.
- Continuous learning and adaptation.
- Viewing failure as a crucial part of growth and improvement.
Position Overview
We are looking for a Credit Evaluation Executive to join our team. In this role, you will be responsible for ensuring all applications for credit and financial products are thoroughly verified and assessed according to the company's credit policies and procedures.
What you'll do:
- Verify the authenticity and accuracy of all documents and information provided by customers during the credit application process.
- Conduct credit checks and review credit reports to assess customers' creditworthiness.
- Evaluate the financial position of customers to determine their ability to repay credit.
- Ensure compliance with all relevant regulatory requirements and internal policies and procedures.
- Maintain accurate records of all verification activities and outcomes.
- Liaise with internal teams to ensure timely and effective communication of verification outcomes.
- Provide feedback to management on potential areas for improvement in the verification process.
- Maintain a high level of customer service and professionalism at all times.
Minimum Requirements:
- A minimum of a Diploma or Bachelor's degree in Business Administration, Finance, Accounting or a related field.
- At least 2 years of experience in a similar role within a financial services environment.
- Sound knowledge of financial and credit-related products and services.
- Excellent analytical skills and attention to detail.
- Strong interpersonal and communication skills.
- Good computer skills, including proficiency in Microsoft Office.
- Ability to work under pressure and meet tight deadlines.
- VCs-Backed Startup: With the support of big and well-known investors, we're positioned for long term success.
- Work alongside experienced leaders and innovators: Who are passionate about cutting-edge technology.
- Career Development: Be the pioneer key player in a collaborative environment.
- Make a Real Impact: Your contribution will directly shape the future of our products and the financing industry.
- Workplace: Accessible by public transport.
We recognize not everyone will have all the above requirements. If you meet most of the criteria above and you're passionate about innovation and eager to work in a VCs-backed startup, let's connect
How do your skills match this job?Your application will include the following questions:
- Which of the following statements best describes your right to work in Malaysia?
- What's your expected monthly basic salary?
- Which of the following types of qualifications do you have?
- How many years' experience do you have as a Credit Evaluation Executive?
- How much notice are you required to give your current employer?
At DCAP, we're dynamic, fast-growing tech startup backed by top-tier VC firms, providing AI-powered Consumer Financing Platform to hire purchase businesses and other lending businesses.
Our vision is to make people's life better by empowering sustainable accessibility to financial services and mobility by focusing on customers, innovation, and technology. We are looking for talented individuals like you to help us bring our vision to life.
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