Credit Risk Associate

5 months ago


Kuala Lumpur, Malaysia JPMorgan Chase & Co Full time

**JOB DESCRIPTION**
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

**Job Summary**:
As a member of the Corporate & Investment (CIB) Credit Risk team you and your team will be responsible for managing the counterparty credit exposures and relationships, i.e. ensuring that all credit-related activities for the Bank's clients are executed, approved, monitored and reported in a manner consistent with the Bank's internal policies and guidelines. You will have the opportunity to have frequent client contact, keeping in touch with industry and credit needs whilst building and maintaining an active network throughout the CIB, Syndicated & Leveraged Finance, Markets and other lines of business to manage the Bank's credit exposure and assist those business units in cross selling the firm.

**Job Responsibility**:

- Proactively manage exposures on a portfolio of designated clients in Malaysia.
- Provide support from end-to-end execution of transactions including due diligence, credit analysis, financial modeling and identify any associated risk factors
- Recommend well-articulated internal credit ratings backed by thorough analysis and in line with the firm's credit risk policies and guidelines
- Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments etc
- Ongoing monitoring of the portfolio, including preparing regular credit and portfolio reviews, timely and accurate update of credit lines, and tracking of excess and resolving exceptions
- Take full ownership and maintain awareness of developments in the portfolio under coverage and share relevant updates and credit implications with the senior credit officers
- Support local legal entity risk management requirements in line with local regulations, including local regulatory report preparation and submissions

**Required qualifications, capabilities, and skills**
- Bachelor's Degree in Finance, Economics or Accounting is preferred
- A minimum of 2 year’s experience gained in Institutional Banking,** **Investment Banking or in a credit role at a Rating Agency
- Possesses strong quantitative ability in analyzing and interpreting financial statements, including ratio analysis, cash flow analysis, and basic accounting standards.
- Strong interpersonal skills and a sense of ownership with an ability to remain motivated while working in a team environment or independently on tasks
- Strong attention to detail and ability to grasp concepts quickly with a keen interest in corporate finance and accounting concepts
- Excellent written and verbal communication skills
- Ability to multitask and operate under a dynamic and inclusive work environment
- High level of proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems
- Set priorities, establish, and meet strict deadlines with flexibility to adapt quickly to changing priorities

**ABOUT US**

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

**ABOUT THE TEAM**

The Corporate & Investment Bank is a global leader across investment banking, wholesale payments, markets and securities services. The world’s most important corporations, governments and institutions entrust us with their business in more than 100 countries. We provide strategic advice, raise capital, manage risk and extend liquidity in markets around the world.



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