Avp, Credit Portfolio Management/analytics Officer

1 week ago


Kuala Lumpur, Malaysia United Overseas Bank (Malaysia) Bhd Full time

**About UOB**:
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

**About the Department**:
The **Credit and Risk Management** function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

**Responsibilities**:
**The role is accountable for the development and producing retail portfolio MIS.**:
**In addition, in the maintenance of strategies designed to meet portfolio goals, designing score cut-offs,**:
**credit line management and the execution of routines to monitor a full spectrum of process and performance MIS. The individual is required to work closely with the Credit Policy, Business/Products, Finance and Operations functions to develop and deploy logic for managing credit policy and strategy for both PFS Secured and Unsecured businesses.**:

- **Developing, testing, and optimizing credit policies/strategies including full accountability for implementation of those policies and processes**:

- **Manage risk levels for the entire credit spectrum across multiple products consistent with program financial objectives**:

- **Tracking and reporting of initiatives and reporting performance results, emerging trends and opportunities to senior management on a timely basis**:

- **Developing and maintaining the data infrastructure to support initiative. Research customer and/or management queries using risk systems and data**:

- **Support ad-hoc risk policy analysis and projects as require/. Ensure regulatory compliance**:
**Job Requirements**:

- Strong business and data analytics skills with proven track record of complex processes and data analyses/deliverables
- Ability to manage multiple priorities and dealing effectively with demanding business partners. Ability to work under tight deadlines
- Excellent verbal and written communication and presentation skills. Ability to interact successfully with business partners, operations, technology and finance teams
- Strong planning, coordination and organization skills. Ability to work effectively in a cross-functional organization
- Good project management. 3-5 years’ experience with credit policy analytics (knowledge of credit underwriting system and experienced in using and maintaining Decision Engines is an added advantage)
- Bachelors degree in a quantitative discipline or business. Master’s degree will be an added advantage.
- Extensive knowledge of SAS programming including macro and SQL

**Be a part of UOB Family**:



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