Junior Credit Assessment

5 months ago


Kuala Lumpur, Malaysia W Generation Full time

Position : Junior Credit Assessment

Location : Bukit Bintang, KL

Salary Range : RM 3,900 - RM 4,500

Working Hours : Monday - Friday (10am - 7pm)

**Position Overview**:
**Responsibilities**:

- Conduct preliminary assessments of clients' creditworthiness and eligibility for different mortgage products.
- Collaborate with senior consultants to analyze clients' financial profiles and recommend appropriate mortgage solutions.
- Educate clients about various mortgage options, terms, and interest rates to help them make informed decisions.
- Communicate with lenders, underwriters, and other stakeholders to facilitate the mortgage approval process.
- Stay up-to-date with industry regulations and lending guidelines to ensure compliance.
- Provide exceptional customer service by promptly addressing clients' inquiries and concerns.
- Assist in coordinating and scheduling client meetings and follow-ups.
- Participate in training programs and professional development opportunities to enhance your knowledge and skills.

**Requirements**:

- **Educational Background**: A diploma in finance economics or equivalent is typically required. Bachelor's degree in any field acceptable however a related field will be an added advantage.
- **Communication Skills**: Strong verbal and written communication skills are essential for effectively explaining complex financial concepts to clients and collaborating with various stakeholders.
- **Analytical Skills**:Junior Mortgage Consultants should be detail-oriented and possess strong analytical skills to evaluate clients' financial documents and assess their creditworthiness.
- **Customer Service**:A customer-centric approach is crucial in building trust and rapport with clients and providing exceptional service throughout the mortgage process.
- **Team Player**:Ability to work collaboratively with senior consultants, mortgage advisors, and other team members to achieve shared goals.
- **Adaptability**:The mortgage industry can be dynamic, so the willingness to adapt to changes in regulations, policies, and market trends is beneficial.
- **Time Management**:Effective time management skills are necessary to handle multiple tasks and meet deadlines in a fast-paced environment.
- **Ethical Conduct**:Demonstrated commitment to maintaining high ethical standards and safeguarding client information and confidentiality.
- **Computer Skills**:Proficiency in using relevant software and technology for mortgage calculations, documentation, and client communication.

**Salary**: RM3,900.00 - RM4,500.00 per month

**Benefits**:

- Health insurance
- Parental leave
- Vision insurance

Schedule:

- Monday to Friday

Ability to commute/relocate:

- Kuala Lumpur: Reliably commute or planning to relocate before starting work (required)

**Education**:

- Diploma/Advanced Diploma (preferred)

**Language**:

- English (preferred)
- Malay (preferred)
- Chinese (preferred)



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