Snr Credit Mgr

5 months ago


Kuala Lumpur, Malaysia RHB Banking Group Full time

Working Hour
- Regular Hours
- Monday - Friday- Business Area
- Risk & Credit Management- Location
- Malaysia - Kuala Lumpur- Description
- To ensure turnaround time in credit evaluation/assessment is observed.
- To manage renewal position of portfolio to ensure zero overdue reviews every quarter end e.g. Mac, June, Sept, Dec.

**Key Responsibilities**:
Evaluation
- To identify pertinent credit risk issues of the credit proposals and propose the appropriate measures/actions plans to mitigate the risks identified to ensure credit quality stands up to approving authority’s expectations.
- To provide the support to Lending Units by liaising/discussing with Lending Units in respect of all matters related to the credit proposal with the view of strengthening the structure/terms of the credit proposals.
- To ensure that the turnaround time in credit evaluation/assessment is observed to ensure efficiency in the approval process.
- Be conversant with key industry trends and highlight any adverse market information for management attention so that appropriate actions could be taken.
- To jointly conduct site visits with Lending Units for better evaluation of risk issues.
- To provide relief to other SCM/CM in his/her absence to minimize the disruption of process work flow.
Compliance
- To be conversant and keep abreast of the relevant policies, procedures, regulatory guidelines and framework to ensure compliance.
Others
- Undertake any other functions as assigned by the Heads/Management to improve credit quality or enhance credit culture within the Banking group.
- Requirements

**Requirements**:
Bachelor Degree - Preferably with Degree.
- Preferably Credit Skills Assessment (CSA)/ Certified Credit Professional (CCP/CCP-i)/ Omega Programme.

Minimum 7 years’ experience in Credit Evaluation of proposals on corporate loans/private debt securities. Sound knowledge of credit risks (Risk Financial Ratio Analysis).
- Microsoft Office
- Good Interpersonal, Communication, Analysis and Writing skills
- Good business and credit sense
- Strong Team player
- Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards


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