Credit Concentration Specialist, Banking Group
3 days ago
This role focuses on analyzing and managing credit risk concentration limits within the Banking Group, ensuring alignment with the Group's risk posture and direction.
- Bullet and balloon repayment limits,
- Single Counterparty Exposures Limits,
- Threshold for conglomerate exposures, and
- Other relevant credit risk concentration limits.
The position involves:
- Analyzing credit risk concentration limits data to identify trends, risks, and opportunities,
- Developing and implementing strategies to manage credit risk concentration limits,
- Collaborating with business units to determine exposure levels and exception handling,
- Providing regular reporting and analysis on credit risk concentration limits to senior management,
- Identifying and assessing potential risks and opportunities arising from credit risk concentration limits,
- Ensuring compliance with relevant regulatory requirements and internal policies.
This role also requires:
- Developing and maintaining relationships with business units, functions, and external stakeholders to ensure effective communication and collaboration,
- Leading cross-functional teams to address credit risk concentration limit-related issues and initiatives,
- Staying up-to-date with industry developments, best practices, and regulatory changes impacting credit risk management.
This position plays a critical role in ensuring the Banking Group's credit risk management framework remains robust, effective, and aligned with its overall risk strategy.
This role contributes to the development of senior management reporting decks on corporate and counterparty credit risk positions, aligning with the Group's reporting standards and requirements.
This position is responsible for maintaining accurate and comprehensive records of credit risk concentration limits and related activities.
This role requires strong analytical, communication, and interpersonal skills to effectively collaborate with stakeholders and drive business outcomes.
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