Senior Credit Expert

7 days ago


Kuala Lumpur, Kuala Lumpur, Malaysia CIMB Full time

**Job Description**

Credit Analyst (J-18808-Ljbffr)

To support Commercial Banking at CIMB Singapore, this role is responsible for credit proposals, reviews, and other credit-related matters.

Main Responsibilities:

  1. Prepare comprehensive credit reviews (annual, interim, rating, ad-hoc).
  2. Develop and submit credit proposals for new-to-bank and enhancements.
  3. Prepare pre-screen memos, Early Warning memos/slides, and other credit-related/amendment memos.
  4. Spread financial statements, update credit ratings and loan gradings.
  5. Monitor risk triggers and test covenants.
  6. Manage queries and responses from stakeholders on credit submissions.
  7. Perform additional tasks as assigned to assess borrower credit worthiness.

Key Requirements:

  • Strict adherence to service level agreements and credit review schedules.
  • Detailed analysis of financials, client, and industry information.
  • Good analytical skills for credit and risk assessment.
  • Ability to summarise and make recommendations based on overall analysis.
  • Effective writing skills to articulate key points in credit memos and supporting documents.
  • Familiarity with Group's credit policies, practices, and procedures.
  • Knowledge of regulatory requirements and guidelines.
  • Timely response to stakeholder queries.


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