Senior Risk Management Professional

5 days ago


Kuala Lumpur, Kuala Lumpur, Malaysia Reading Full time
Job Summary

This role is responsible for identifying, evaluating, and mitigating non-retail credit risk credit proposals within the Board-approved Risk Postures and Risk Appetite. The successful candidate will oversee the monitoring of non-retail credit risk of assigned portfolios through effective leveraging of various policies, procedures, frameworks, methodologies, and governance and reporting tools.

Key Responsibilities
  • Non-Retail Credit Risk Management
    • Effectively leverage non-retail credit risk management tools, including Rating Methodology, Early Warning Indicators (EWI), Risk Acceptance Criteria (RAC), Country Sector Limit, Stress Testing, JDA Framework, and Non-Retail Credit Risk Portfolio Reporting, to ensure a robust and independent underwriting, approval, and portfolio review process that is aligned with Board-approved Risk Posture and Risk Appetite.
    • Keep abreast of market and regulatory developments that could impact underwriting standards and asset quality. Make recommendations for changes in the various tools as required.
  • Portfolio Review and Monitoring
    • Ensure timely initiation of client and/or portfolio reviews using the EWI framework, and timely and accurate classification of Watchlist names, inclusive of corrective action steps by the SBUs.
    • Ensure appropriate application and usage of the Joint Delegation Approval Framework.
  • Underwriting and Portfolio Quality
    • Manage underwriting and portfolio quality by working closely with Business Units to ensure tools are understood and implemented.
    • Engaged in back testing of program lending programs (if necessary).
  • Stakeholder Engagement
    • Work closely and constructively with key stakeholders by building strong relationships and contributing to the Bank's success from a non-retail credit scope.
  • Personal Development and Compliance
    • Take charge of personal development and training through the KPI, performance management processes, and learning and development opportunities.
    • Ensure credit approvals are done in compliance with all relevant regulatory requirements.
    • Be actively involved and encourage the self-identification of operational risk issues (where relevant).
Requirements
  • Possess a Bachelor's Degree in Mathematics with Economics from a reputable University.
  • Completed AICB's Executive Banker programme.
  • First 10 years working as Relationship Manager (Corporate Banking).
  • Knowledge of non-retail credit risk.
  • Understanding of loan structuring and legal matters.
  • Knowledge of local regulatory requirements.
  • Good interpersonal skills.
  • Good oral, written, and communication skills in English.
  • Motivated and committed.


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