Risk Management Expert
3 days ago
At Grab, we are committed to driving Southeast Asia forward by economically empowering everyone with heart, hunger, honor, and humility.
Job OverviewWe are seeking a highly skilled Risk Management Expert - Credit Analytics to join our team in Malaysia. As a key member of our Country Credit team, you will be responsible for developing and implementing credit risk management policies, working closely with the Country Head and Regional Credit Risk team.
The ideal candidate will have a strong background in credit policy and credit analytics, with expertise in data models, data mining, and segmentation techniques. You will be fluent with SQL, Python, R or other tools for statistical analysis.
Key Responsibilities- Develop and implement an end-to-end credit framework and policies for the Driver and Consumer segments in collaboration with the regional credit team.
- Manage credit risk operations and create a credit whitelist using alternative data to enhance credit models for the MEX segment.
- Establish and refine credit models, uncover insights, and collaborate with lending and collections teams to optimize the lending portfolio.
- Work with external agencies like RAMCI and Experian to improve credit processes and operational efficiency.
- Monitor credit performance, identify underwriting weaknesses, and adapt to new methods for business growth.
- Coordinate with cross-functional teams to develop data-driven strategies, credit policies, and collection strategies while minimizing credit loss.
- Design and implement performance dashboards to provide senior management with actionable insights for decision-making.
- Bachelor's degree in Statistics, Mathematics, Economics, Finance, Risk Management, or a relevant background.
- 5+ years of relevant work experience in credit policy and credit analytics.
- Technical expertise regarding data models, data mining, and segmentation techniques.
- Fluent with SQL, Python, R or other tools for statistical analysis.
We offer a comprehensive benefits package, including Term Life Insurance, Medical Insurance, and FlexWork arrangements. We are committed to building an inclusive and equitable workplace that enables diverse employees to grow and perform at their best.
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