Credit Risk Management Specialist

3 days ago


Klang, Selangor, Malaysia Givaudan Full time

Givaudan is a global leader in the creation of fragrances, flavors and active cosmetic ingredients. As a Credit Management & Collection Junior Analyst, you will be accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers.

The role involves resolving simple collection issues, performing collection follow-up on potential credit risk accounts with significant past due amounts, and monitoring/following up collection action with outside agencies and legal counsel.

You will also manage and mitigate credit risk by analyzing customer annual financial reports, quarterly and regulatory filings debt service ratings and other reporting tools. Establish and review credit limits for both new and existing accounts, working with corporate and regional finance to analyze bad debt reserve requirements and recommend monthly accruals.

In addition, you will participate in the quotation and proposal stages to ensure credit terms are appropriate in meeting management's cash flow objectives and the corporate credit and collections policy.

  1. Collection Management: Resolve simple collection issues and perform collection follow-up on potential credit risk accounts.
  2. Credit Management: Manage and mitigate credit risk by analyzing customer financial reports and establishing credit limits.
  3. Dispute/Order Management: Ensure sound decisions are made regarding the releasing/holding of customer orders based upon financial condition of the account.

To be successful in this role, you should have excellent communication skills, be adaptable and flexible, and determined to see problems through to a successful resolution for all. You should also be diplomatic under pressure and thrive on collaborating with teams who are as passionate about customer care as you are.



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